Microsoft Copilot vs ChatGPT
AI Chatbots pricing comparison · 2026
Microsoft Copilot pricing ranges from $0–$20/month, while ChatGPT ranges from $0–$100/user/month. Microsoft Copilot is typically 80% more affordable, though your actual cost depends on tier and team size.
Microsoft Copilot
Microsoft Copilot pricing ranges from free to $20/month as of March 2026.
verified 27d ago
$417
$450
ChatGPT
ChatGPT pricing starts at free and goes up to $200/month for Pro as of March 2026.
verified 27d ago
$417
$450
Verdict · Vendr median · year 1
Microsoft
saves
$33
vs
ChatGPT
· 25 seats
Cheapest
$417
Spread
7%
Estimated license cost
at 25 seats
List price × seats. Click a tier below to lock it.
Microsoft 365 Personal (with Copilot)
$3.0K/yr
year 1 license · $10/seat
Plus
$6.0K/yr
year 1 license · $20/seat
What buyers actually pay
median, annual
Vendr deal-flow data. The real benchmark, not list price.
↓ Lowest median
Median annual
$417/yr
Vendr · n=61
Median annual
$450/yr
Vendr · n=303
REF · 01
Sources & confidence
Every dollar amount and contract clause below traces back to a sourced fact. We don't manufacture composite scores.
Where this data comes from
Vendr · TrustRadius · Reddit · BBB · official docs
Sources
2 sourced facts
Vendr median · 1 review platform
Last verified
3w ago
Confidence
High confidence
Sources
7 sourced facts
5 hidden-cost · 1 contract · Vendr median
Last verified
3w ago
Confidence
Medium confidence
REF · 02
Plans at a glance
Every tier per product. Lock one to drive the cost row above and reveal a tier-specific outbound CTA.
Tier ladder
Click a tier to lock the cost row to it. Locking surfaces a tier-specific Visit CTA.
REF · 05
What users say
Aggregated, with sample sizes. We use whichever review platform has data.
User reviews
TrustRadius · Trustpilot · G2
Decide
Get a quote from each vendor
Each link opens the vendor's pricing page in a new tab.
License cost is computed from publicly listed plans (real math, list price × seats).
Median annual cost is from Vendr's deal flow when available — see source badges.
Hidden costs and contract terms each cite their own sources. We do not invent composite scores.
VS
Microsoft Copilot and ChatGPT both operate in the ai chatbots category. This page compares their list pricing.
Plan-by-Plan Pricing
| Plan | Microsoft Copilot | ChatGPT |
|---|---|---|
| Free | Free /month | Free /user/month |
| Copilot Pro | $20 /month | $8 /user/month |
| Microsoft 365 Personal (with Copilot) | $9.99 /month | $20 /user/month |
| Microsoft 365 Premium | $19.99 /month | $100 /user/month |
| Business | — | $25 /user/month |
| Enterprise | — | Custom |
Cost at Scale
Total cost of ownership — licenses, implementation, and hidden costs included.
Microsoft Copilot
5 scenarios—
Casual AI Explorer
—
Content Creator
—
Microsoft 365 User
ChatGPT
7 scenarios$20/month ($240/year)
Individual Content Creator
Includes GPT-5.2 Thinking mode, 5x higher message limits, image generation (GPT Image), Advanced Voice mode, and custom GPT access.
$125/month
5-Person Startup Team
annual ($1,500/year) or $150/month monthly ($1,800/year) -- $125 for 5 users at $25/user/month annual. Includes shared workspace, team GPT sharing, admin console, and usage analytics.
$200/month ($2,400/year)
AI Researcher with Unlimited Needs
ChatGPT Pro with unlimited GPT-5.2 Pro, Sora 2 Pro video generation, maximum reasoning compute, and largest context windows. API usage billed separately if needed.
Market Intelligence
Microsoft Copilot
- Median annual cost
- $417
- Based on
- 61 deals
ChatGPT
- Median annual cost
- $450
- Based on
- 303 deals