Stripe vs Checkout.com Pricing (2026)
Compare / Stripe vs Checkout.com
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Team size
25 seats

Stripe vs Checkout.com

Payment Processing pricing comparison · 2026

Stripe uses custom pricing, while Checkout.com uses custom pricing. These products use different pricing models (Usage-based (pay per token/image/minute) vs ), so a direct price comparison isn't meaningful — costs depend on usage volume and mix.

Visit
See pricing on each vendor's site
Above-the-fold path — each link opens the vendor's pricing page in a new tab.
Visit Stripe pricing
Free plan limits → Discount programs →
Visit Checkout.com pricing
Discount programs →
Compare
2 products · Payment Processing
Side-by-side · live
Stripe
Stripe charges 2.
verified 11w ago
View pricing →
Checkout.com
Checkout.
verified 6w ago
View pricing →
Estimated license cost
at 25 seats
List price × seats. Click a tier below to lock it.
Usage-based
Custom rates
see vendor pricing for volume tiers
Custom pricing
Custom
all tiers are quote-only
What buyers actually pay
median, annual
Vendr deal-flow data. The real benchmark, not list price.
Median annual
$18K/yr
Vendr · n=0 · limited data avg 10% negotiated
No Vendr data
—
Not in Vendr's deal flow
REF · 01

Sources & confidence

Every dollar amount and contract clause below traces back to a sourced fact. We don't manufacture composite scores.

Where this data comes from
Vendr · TrustRadius · Reddit · BBB · official docs
Sources 16 sourced facts
11 hidden-cost · 4 contract · Vendr median
Last verified 2mo ago
Confidence High confidence
Sources 6 sourced facts
3 hidden-cost · 3 review platforms
Last verified 1mo ago
Confidence Limited confidence
REF · 02

Plans at a glance

Every tier per product. Lock one to drive the cost row above and reveal a tier-specific outbound CTA.

Tier ladder
Click a tier to lock the cost row to it. Locking surfaces a tier-specific Visit CTA.
REF · 03

Hidden costs

Each cost is severity-ranked, with the dollar range quoted from its source (Vendr, Reddit, TrustRadius, BBB, official docs) — never our estimate.

Beyond the sticker
Severity-ranked, sourced
5 documented
  • Per-Chargeback Dispute Fee
    $15/dispute
    1 source
  • International Currency Exchange Fee
    2%
    2 sources
  • High-Risk Order Manual Review Fee
    $5-$15
    1 source
  • Paywalled Essential Features
    5-15% of license costs
    2 sources
  • Account Holds and Fund Freezes for High-Risk Merchants
    $4,000-$7,000
    2 sources
3 documented
  • Foreign Exchange (FX) Fees
    1% to 3% of the converted amount
    1 source
  • Chargeback Fees
    $15 to $100 per chargeback
    1 source
  • Processor/Gateway Fee
    0.10% to 0.40% + $0.20 per transaction
    1 source
REF · 05

What users say

Aggregated, with sample sizes. We use whichever review platform has data.

User reviews
TrustRadius · Trustpilot · G2
No public ratings yet
Best for
Businesses of all sizes with standard payment volumes
Watch out
Transaction fees are expensive, especially for startups, small-ticket transactions, and international payments
TrustRadius
8.8out of 5 (91)
Trustpilot
2.2out of 5 (99)
G2
4.6out of 5 (71)
Best for
Businesses seeking a negotiated payment processing contract
Watch out
Customer Support
Decide
Get a quote from each vendor
Each link opens the vendor's pricing page in a new tab.
Visit Stripe pricing
Free plan limits → Discount programs →
Visit Checkout.com pricing
Discount programs →
License cost is computed from publicly listed plans (real math, list price × seats). Median annual cost is from Vendr's deal flow when available — see source badges. Hidden costs and contract terms each cite their own sources. We do not invent composite scores.
Payment Processing

Stripe

Custom pricing
/month
2 plans · Free tier
Full pricing breakdown →
VS
Payment Processing

Checkout.com

Custom pricing
/month
1 plan
Full pricing breakdown →
⚖

Different Pricing Models

Direct price comparison isn't meaningful here — Stripe uses Usage-based (pay per token/image/minute) pricing while Checkout.com uses pricing. Your actual cost will depend on usage volume, team size, or both. Here's each product in its native unit.

Usage-based (pay per token/image/minute)

Stripe

Usage-based — see pricing page
See full Stripe pricing →
vs

Checkout.com

Custom pricing
See full Checkout.com pricing →

Stripe and Checkout.com both operate in the payment processing category. This page compares their list pricing.

Plan-by-Plan Pricing

Plan Stripe Checkout.com
Standard Free /transaction Custom
Custom Custom —

Hidden Costs

Beyond the sticker price — what catches buyers off guard.

Stripe 7 hidden costs

medium
Per-Chargeback Dispute Fee $15/dispute
medium
International Currency Exchange Fee 2%
low
High-Risk Order Manual Review Fee $5-$15
high
Paywalled Essential Features 5-15% of license costs
critical
Account Holds and Fund Freezes for High-Risk Merchants $4,000-$7,000
See all Stripe hidden costs →

Checkout.com 3 hidden costs

high
Foreign Exchange (FX) Fees 1% to 3% of the converted amount
critical
Chargeback Fees $15 to $100 per chargeback
medium
Processor/Gateway Fee 0.10% to 0.40% + $0.20 per transaction
See all Checkout.com hidden costs →

Continue researching

Stripe

Checkout.com

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