Refact.ai vs Cursor Pricing (2026)
Compare / Refact.ai vs Cursor
Shortlist
Team size
25 seats

Refact.ai vs Cursor

Code Gen Apis pricing comparison · 2026

Refact.ai pricing ranges from $0–$10/per user per month, while Cursor ranges from $0–$200/month. Refact.ai is typically 88% more affordable, though your actual cost depends on tier and team size.

Visit
See pricing on each vendor's site
Above-the-fold path — each link opens the vendor's pricing page in a new tab.
Compare
2 products · Code Generation APIs
Side-by-side · live
Refact.ai
Code Generation APIs pricing intelligence
verified 28d ago
$3.0K $5.5K
View pricing →
Cursor
Cursor pricing ranges from free to $200 per month as of March 2026.
verified 27d ago
$3.0K $5.5K
View pricing →
Verdict · list-price math · year 1
Refact.ai saves $15K vs Cursor · 25 seats
Cheapest $3.0K
Spread 83%
Estimated license cost
at 25 seats
List price × seats. Click a tier below to lock it.
Pro
$3.0K/yr
year 1 license · $10/seat
Pro+
$18K/yr
year 1 license · $60/seat
What buyers actually pay
median, annual
Vendr deal-flow data. The real benchmark, not list price.
No Vendr data
Not in Vendr's deal flow
Median annual
$5.5K/yr
Vendr · n=0 · limited data
REF · 01

Sources & confidence

Every dollar amount and contract clause below traces back to a sourced fact. We don't manufacture composite scores.

Where this data comes from
Vendr · TrustRadius · Reddit · BBB · official docs
Sources No structured sources
Last verified 4w ago
Confidence Medium confidence
Sources 13 sourced facts
8 hidden-cost · 3 contract · Vendr median · 1 review platform
Last verified 3w ago
Confidence High confidence
REF · 02

Plans at a glance

Every tier per product. Lock one to drive the cost row above and reveal a tier-specific outbound CTA.

Tier ladder
Click a tier to lock the cost row to it. Locking surfaces a tier-specific Visit CTA.
REF · 03

Hidden costs

Each cost is severity-ranked, with the dollar range quoted from its source (Vendr, Reddit, TrustRadius, BBB, official docs) — never our estimate.

Beyond the sticker
Severity-ranked, sourced
No hidden costs documented
5 documented
  • MAX Model Per-Request Charges
    $0.04-$2/request
    3 sources
  • Unexpected Overage Charges
    10-50% of base subscription cost
    2 sources
  • Tool Call Multiplier Effect
    $0.20-$1/task completion
    1 source
  • Context Window Pricing Premium
    $0.04/request
    1 source
  • High-Demand Throttling Without Refund
    Loss of paid service availability
    1 source
REF · 05

What users say

Aggregated, with sample sizes. We use whichever review platform has data.

User reviews
TrustRadius · Trustpilot · G2
No public ratings yet
Best for
Individual devs trying the cloud product or self-hosting
Trustpilot
1.3/5 (23)
Best for
Hobby projects and trying Cursor
Watch out
Hidden and unexpected charges on top of subscription
Decide
Get a quote from each vendor
Each link opens the vendor's pricing page in a new tab.
License cost is computed from publicly listed plans (real math, list price × seats). Median annual cost is from Vendr's deal flow when available — see source badges. Hidden costs and contract terms each cite their own sources. We do not invent composite scores.
Option A

Refact.ai

$0–$10
/per user per month
3 plans · Free tier
Full pricing breakdown →
VS
Option B

Cursor

$0–$200
/month
6 plans · Free tier
Full pricing breakdown →

Refact.ai and Cursor both operate in the code gen apis category.

Plan-by-Plan Pricing

Plan Refact.ai Cursor
Free Free /month Free /month
Pro $10 /user/month $20 /month
Enterprise Custom $60 /month
Ultra $200 /month
Business $40 /user/month
Enterprise Custom

Continue researching