Refact.ai vs Cursor
Code Gen Apis pricing comparison · 2026
Refact.ai pricing ranges from $0–$10/per user per month, while Cursor ranges from $0–$200/month. Refact.ai is typically 88% more affordable, though your actual cost depends on tier and team size.
Cursor
Cursor pricing ranges from free to $200 per month as of March 2026.
verified 8w ago
$3.0K
$5.5K
Verdict · list-price math · year 1
Refact.ai
saves
$15K
vs
Cursor
· 25 seats
Cheapest
$3.0K
Spread
83%
Estimated license cost
at 25 seats
List price × seats. Click a tier below to lock it.
Pro
$3.0K/yr
year 1 license · $10/seat
Pro+
$18K/yr
year 1 license · $60/seat
What buyers actually pay
median, annual
Vendr deal-flow data. The real benchmark, not list price.
No Vendr data
—
Not in Vendr's deal flow
Median annual
$5.5K/yr
Vendr · n=0 · limited data
REF · 01
Sources & confidence
Every dollar amount and contract clause below traces back to a sourced fact. We don't manufacture composite scores.
Where this data comes from
Vendr · TrustRadius · Reddit · BBB · official docs
Sources
9 sourced facts
8 hidden-cost · 1 contract
Last verified
1mo ago
Confidence
Medium confidence
Sources
13 sourced facts
8 hidden-cost · 3 contract · Vendr median · 1 review platform
Last verified
1mo ago
Confidence
High confidence
REF · 02
Plans at a glance
Every tier per product. Lock one to drive the cost row above and reveal a tier-specific outbound CTA.
Tier ladder
Click a tier to lock the cost row to it. Locking surfaces a tier-specific Visit CTA.
REF · 04
Contract terms
The fine print, surfaced. Green = buyer-friendly. Each clause backed by a quoted source.
Refact.ai
Cursor
Auto-renewal
Yes
Yes
Cancellation
at any time; prepaid fees for the current subscription period are generally not refunded upon cancellation
—
Commitment
✓
monthly for Pro plan; custom agreements for Enterprise plans
✓
Monthly or Annual options available
Price escalation
—
Pricing changes mid-contract without notification. Users report unexpected price increases and model downgrades during their subscription period.
Can downgrade
—
No
REF · 05
What users say
Aggregated, with sample sizes. We use whichever review platform has data.
User reviews
TrustRadius · Trustpilot · G2
Decide
Get a quote from each vendor
Each link opens the vendor's pricing page in a new tab.
License cost is computed from publicly listed plans (real math, list price × seats).
Median annual cost is from Vendr's deal flow when available — see source badges.
Hidden costs and contract terms each cite their own sources. We do not invent composite scores.
VS
Refact.ai and Cursor both operate in the code gen apis category.
Plan-by-Plan Pricing
| Plan | Refact.ai | Cursor |
|---|---|---|
| Free | Free /month | Free /month |
| Pro | $10 /user/month | $20 /month |
| Enterprise | Custom | $60 /month |
| Ultra | — | $200 /month |
| Business | — | $40 /user/month |
| Enterprise | — | Custom |
Contract Terms
| Term | Refact.ai | Cursor |
|---|---|---|
| Auto-renewal | Yes | Yes |
| Cancellation | at any time; prepaid fees for the current subscription period are generally not refunded upon cancellation | — |
| Minimum commitment | monthly for Pro plan; custom agreements for Enterprise plans | Monthly or Annual options available |
| Price escalation | — | Pricing changes mid-contract without notification. Users report unexpected price increases and model downgrades during their subscription period. |
| Can downgrade | — | No |