Melio vs AvidXchange Pricing (2026)
Compare / Melio vs AvidXchange
Shortlist
Team size
25 seats

Melio vs AvidXchange

Accounts Payable pricing comparison · 2026

Melio pricing ranges from $0–$80/per month, while AvidXchange ranges from $440–$1100/per month. Melio is typically 97% more affordable, though your actual cost depends on tier and team size.

Visit
See pricing on each vendor's site
Above-the-fold path — each link opens the vendor's pricing page in a new tab.
Visit Melio pricing Affiliate partner — does not affect ranking.
Compare
2 products · Accounts Payable
Side-by-side · live
Melio
Melio is an accounts payable platform for small businesses that sends ACH bank transfers,
verified 27d ago
$360 $330K
View pricing →
AvidXchange
AvidXchange pricing starts at $440/month for the Basic plan.
verified 10d ago
$360 $330K
View pricing →
Verdict · list-price math · year 1
Melio saves $314K vs AvidXchange · 25 seats
Cheapest $17K
Spread 95%
Estimated license cost
at 25 seats
List price × seats. Click a tier below to lock it.
Boost
$17K/yr
year 1 license · $55/seat
Enterprise
$330K/yr
year 1 license · $1.1K/seat
What buyers actually pay
median, annual
Vendr deal-flow data. The real benchmark, not list price.
Median annual
$360/yr
Vendr · n=9 · limited data
No Vendr data
Not in Vendr's deal flow
REF · 01

Sources & confidence

Every dollar amount and contract clause below traces back to a sourced fact. We don't manufacture composite scores.

Where this data comes from
Vendr · TrustRadius · Reddit · BBB · official docs
Sources 16 sourced facts
12 hidden-cost · 1 contract · Vendr median · 2 review platforms
Last verified 3w ago
Confidence High confidence
Sources 1 sourced fact
1 review platform
Last verified 1w ago
Confidence Limited confidence
REF · 02

Plans at a glance

Every tier per product. Lock one to drive the cost row above and reveal a tier-specific outbound CTA.

Tier ladder
Click a tier to lock the cost row to it. Locking surfaces a tier-specific Visit CTA.
REF · 03

Hidden costs

Each cost is severity-ranked, with the dollar range quoted from its source (Vendr, Reddit, TrustRadius, BBB, official docs) — never our estimate.

Beyond the sticker
Severity-ranked, sourced
5 documented
  • Credit Card Processing Fee
    2.9% of payment volume
    2 sources
  • Excess ACH Transaction Fee
    $0.50 per transaction
    1 source
  • Instant/Fast Payment Fee
    1-1.5% per expedited payment
    2 sources
  • Account Suspension Risk
    $500-$20,000 in delayed payments
    3 sources
  • Check Mailing Fee
    $1.50 per check
    1 source
No hidden costs documented
REF · 05

What users say

Aggregated, with sample sizes. We use whichever review platform has data.

User reviews
TrustRadius · Trustpilot · G2
TrustRadius
8.5/5 (36)
Trustpilot
4.8/5 (25)
Watch out
Account freezing and cancellation without clear explanation
TrustRadius
8.4/5 (55)
Best for
General users and teams
Watch out
Issues with vendors receiving virtual credit cards
Decide
Get a quote from each vendor
Each link opens the vendor's pricing page in a new tab.
Visit Melio pricing Affiliate partner — does not affect ranking.
License cost is computed from publicly listed plans (real math, list price × seats). Median annual cost is from Vendr's deal flow when available — see source badges. Hidden costs and contract terms each cite their own sources. We do not invent composite scores.
Accounts Payable

Melio

$0–$80
/per month
5 plans · Free tier
Full pricing breakdown →
VS
Accounts Payable

AvidXchange

$440–$1100
/per month
3 plans
Full pricing breakdown →

Melio and AvidXchange both operate in the accounts payable category. This page compares their list pricing.

Plan-by-Plan Pricing

Plan Melio AvidXchange
Go Free /per month $440 /month
Core $25 /per month Custom
Boost $55 /per month $1.1K /month
Unlimited $80 /per month
Platinum Custom

Cost at Scale

Total cost of ownership — licenses, implementation, and hidden costs included.

Melio

6 scenarios
$1,392/year
Solo Operator (5 payments/month)
$5,850/year
Small Team on Core (30 payments/month)
$1,668/year
Growing Business on Unlimited (100 payments/month)
See all 6 scenarios →

AvidXchange

3 scenarios
$440/month
Small business (low invoice volume)
+ transaction fees (approximately $500-600/month total)
$700
Mid-sized company (moderate volume)
900/month including transaction-based fees
$1,100
Enterprise (high volume operations)
1,500+/month ($13,000+ annually) with volume-based transaction fees

Continue researching