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Synctera uses custom pricing as of July 2026. Contact Synctera directly for a personalized quote. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Synctera offers 1 pricing tiers: Platform.

Last verified: | Sources: 1 pricing pages and reviews
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Synctera uses custom pricing, and hidden costs like implementation and support add to the quoted price as of July 2026. Contact the vendor for a quote. Hidden costs like implementation and support add significantly to the total. Key hidden costs: setup fee, integration cost, platform fee. Verified from 1 sources by CostBench.

Hidden Costs Breakdown

1

Setup Fee

medium implementation

Synctera charges a setup fee, with specific examples ranging from $5,000 to $25,000 depending on program complexity.

industry

Other scenarios show setup fees ranging from $10,000 to $25,000 and integration costs from $30,000 to $200,000, depending on the complexity and scope of the program.

2

Integration Cost

high implementation

Synctera charges an integration cost, which can range from $30,000 to $200,000 depending on the complexity and scope of the program.

industry

Other scenarios show setup fees ranging from $10,000 to $25,000 and integration costs from $30,000 to $200,000, depending on the complexity and scope of the program.

3

Platform Fee

high support

Synctera charges a platform fee, though specific dollar figures for different tiers are not consistently provided.

industry

Platform Fees: Synctera charges a platform fee, though specific dollar figures for different tiers are not consistently provided.

4

Monthly Minimum Fee

high support

Synctera charges a monthly minimum fee, which can be around $5,000 per month for a debit program with instant payments for 2 million customers, with other examples ranging from $4,500 to $24,000.

industry

Monthly Minimum Fees: Monthly minimums can be around $5,000 per month for a debit program with instant payments for 2 million customers.

5

Transaction-Based Network Fees

high overage

Synctera passes through network usage fees, including authorization, clearing, and cross-border fees, with a domestic point-of-sale purchase having an average fixed cost of approximately $0.0454 and variable costs that increase with transaction size, and cross-border transactions incurring an additional cost of approximately 100 basis points (1%).

industry

For instance, a domestic point-of-sale purchase transaction can have an average fixed cost of approximately $0.0454 and variable costs that increase with transaction size (e.g., $0.0450 for a $50 transaction, $0.0900 for $100).

6

Interchange and Network Fees (Merchant)

medium overage

FinTechs pay interchange and network fees when acting as a merchant for instant account funding.

industry

Synctera also notes that FinTechs pay interchange and network fees when acting as a merchant for instant account funding, and chargeback fees are billed monthly.

7

Chargeback Fees

medium overage

Chargeback fees are billed monthly by Synctera.

industry

Transaction-Based Fees: Synctera passes through network usage fees, including authorization, clearing, and cross-border fees, to customers on their monthly invoices.

Frequently Asked Questions

01 What hidden costs should I budget for with Synctera?

Beyond the license fee, budget for: Setup Fee ($5,000); Integration Cost ($125,000); Monthly Minimum Fee ($5,000 per month); Transaction-Based Network Fees ($0.0454, 1%). Exact totals depend on your deployment size and negotiated terms.

02 Does Synctera charge for implementation?

Synctera implementation is not included in the license cost. Synctera charges a setup fee, with specific examples ranging from $5,000 to $25,000 depending on program complexity.. Estimated impact: $5,000.

03 How much does Synctera support cost?

Synctera charges a platform fee, though specific dollar figures for different tiers are not consistently provided..

04 Are there overage or storage costs with Synctera?

Synctera passes through network usage fees, including authorization, clearing, and cross-border fees, with a domestic point-of-sale purchase having an average fixed cost of approximately $0.0454 and variable costs that increase with transaction size, and cross-border transactions incurring an additional cost of approximately 100 basis points (1%). Estimated impact: $0.0454, 1%.

05 What add-ons cost extra with Synctera?

Add-on pricing for Synctera varies by feature. The sourced cost breakdown above lists any verified add-on costs we have.

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