Best Payment Processing Software 2026: 6 Tools Compared
Best Payment Processing Software 2026: 6 Tools Compared
Shortlist
Quick Answer

Payment Processing software pricing ranges from Free to $149 per user per month in 2026. The category average is $12/user/month. 3 of 6 tools offer free tiers.

Quick Picks

Best Value

Dwolla

From Free/month

Best Free Tier

Braintree

Free plan available

Most Feature-Rich

Square

Up to $149/month

Full Comparison Matrix

Product Starting Price Popular Tier Enterprise Free Tier Best For
Dwolla Custom Custom Custom No Large deployments, quote-based pricing
Stripe Free /month Free /month Free /month Yes Businesses of all sizes with standard payment volumes
Checkout.com $0.02 /month $0.03 /month $0.03 /month No General users
Braintree $0.03 /month $0.03 /month $0.03 /month Yes Small to mid-sized businesses
Adyen $0.13 /month $0.27 /month $0.40 /month No General users
Square Free /month $74.50 /month $149 /month Yes New and small businesses

Category Summary

6

Products

Free

Avg Starting

$12

Avg Popular

3

Free Tiers