All Authorize.net Plans & Pricing

Plan Monthly Annual Best For
All-in-one
Gateway only
Gateway + eCheck
View all features by plan (compare side-by-side)

All-in-one

Gateway only

Gateway + eCheck

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Cost calculator

What does Authorize.net actually cost you?

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Tier
Billing
Your projected cost$625per month · $25/unit × 25units
Year 1 license$7.5K12 months at this rate
At a glance

List price by tier (annualized, per unit)

Per-unit list price across Authorize.net's plans, annualized. Custom-priced tiers show a hatched bar.

All-in-one$300/yr
Gateway only$300/yr
Gateway + eCheck$300/yr
Quick Answer
Last verified:
High confidence

Authorize.net costs $25 to $25 per per month as of July 2026, with 3 plans available. Plans: All-in-one at $25/per month, Gateway only at $25/per month, and Gateway + eCheck at $25/per month. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Authorize.net offers 3 pricing tiers: All-in-one, Gateway only, Gateway + eCheck. Paid plans include All-in-one at $25/per month, Gateway only at $25/per month, Gateway + eCheck at $25/per month.

Compared to other payment processing software, Authorize.net is positioned at the budget-friendly price point.

  • 5 documented hidden costs beyond list price
  • Contracts auto-renew — at least thirty (30) days' written notice
  • G2 rating: 4.2 out of 5 from 200 reviews (as of Jul 2026)

How much does Authorize.net cost?

Authorize.net costs $25/per month. Plans include All-in-one at $25/per month, Gateway only at $25/per month, Gateway + eCheck at $25/per month.

Authorize.net Pricing Overview

Authorize.net has 3 pricing plans ranging from $25 to $25/per month. The All-in-one plan costs $25/per month. The Gateway only plan costs $25/per month. The Gateway + eCheck plan costs $25/per month.

Authorize.net contracts auto-renew, with a No long-term contracts minimum commitment, requiring at least thirty (30) days' written notice notice to cancel.

There are at least 5 documented hidden costs beyond Authorize.net's list price, including implementation, training, and add-on fees.

This pricing was last verified in June 13, 2026 from 1 independent source.

Authorize.net offers three distinct plans for payment processing. The available plans are All-in-one, Gateway only, and Gateway + eCheck. All plans are priced at $25.0 per month.

How Authorize.net Pricing Compares

Compare Authorize.net pricing against top alternatives in Payment Processing.

Compare Authorize.net vs Alternatives

Before committing to Authorize.net, compare pricing with these 3 alternatives in the same category.

All Authorize.net alternatives & migration guides

What Companies Actually Pay for Authorize.net

Review scores
TrustRadius 8out of 10 (31)
Trustpilot 1.5out of 5 (85)
G2 4.2out of 5 (200)
Third-party review aggregates, as of Jul 2026

Score gap reflects platform demographics — G2 surveys verified business users; Trustpilot is open to all, skewing toward support complaints.

Top pricing complaints
Difficulty with Account Setup and Inconsistent ProcessingCustomer Service IssuesBilling Disputes and Unexpected FeesOutdated Interface and Limited Features

How Authorize.net Pricing Compares

Software Starting Price Top Price
Authorize.net $25/per month $25/per month
Adyen $0.13/month $0.4/month
Braintree $0.0259/month $0.029/month
Checkout.com Custom Custom
Dwolla Custom Custom
Square Free $149/month

5 Authorize.net Hidden Costs Beyond the List Price

Beyond the listed price, Authorize.net has at least 5 documented hidden costs that can significantly increase total cost of ownership.

Watch for 5 hidden costs
  • Setup Fee (Older Source) $49
    low 1 source
    industry "Setup Fees: Authorize.net generally advertises $0 setup fees for its plans."
  • Additional Chargeback Fees
    high 1 source
    industry "It's important to note that the merchant account provider may also impose additional chargeback fees, potentially increasing the overall cost."
  • PCI Non-Compliance Fines $5,000 to $100,000 monthly, $10-$50 per month
    critical 1 source
    industry "Credit card companies may also impose additional processing fees of $10-$50 per month until compliance is achieved."
  • Account Updater Service
    medium 1 source
    industry "Account Updater: This optional service may incur additional costs."
  • Non-Qualified Transaction Surcharges
    high 1 source
    industry "net's merchant service agreement indicates that if a card transaction fails to meet the criteria for a "qualified transaction," merchants will be charged fees applicable to non-qualified transactions, though the specific criteria and fees are not ..."
Tip

Ask your Authorize.net sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 4 independent sources
industry TrustRadius Enterprise reviews Trustpilot Consumer reviews G2 B2B reviews
Key claims include inline source attribution. Data verified against multiple independent sources. 6 source citations total.

Authorize.net Contract Terms

Authorize.net contracts auto-renew. Changes require at least thirty (30) days' written notice. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal Yes
Cancellation Notice at least thirty (30) days' written notice
Minimum Commitment No long-term contracts
Based on 1 verified source

Authorize.net Pricing FAQ

01 What is the cheapest plan offered by Authorize.net?

The All-in-one, Gateway only, and Gateway + eCheck plans are all priced at $25.0 per month, making them the cheapest options.

02 Does Authorize.net offer a free plan?

Authorize.net does not offer a free plan.

03 Are there annual payment options for Authorize.net plans?

The provided information does not specify any annual payment options for Authorize.net plans.

Is this pricing incorrect? — we'll verify and update it.