Quick Answer
Last verified:
High confidence

Authorize.net costs $25 to $25 per per month as of July 2026, with 3 plans available. Plans: All-in-one at $25/per month, Gateway only at $25/per month, and Gateway + eCheck at $25/per month. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Authorize.net offers 3 pricing tiers: All-in-one, Gateway only, Gateway + eCheck. Paid plans include All-in-one at $25/per month, Gateway only at $25/per month, Gateway + eCheck at $25/per month.

Last verified: | Sources: 1 pricing pages and reviews
Know Before You Buy — See Authorize.net Plans

Authorize.net lists $25-$25/per month, but hidden costs like implementation and support add to the total as of July 2026. Key hidden costs: setup fee (older source), additional chargeback fees, pci non-compliance fines. Verified from 1 sources by CostBench.

Hidden Costs Breakdown

1

Setup Fee (Older Source)

low implementation

An older source from 2015 mentioned a $49 setup fee for the gateway, despite Authorize.net generally advertising $0 setup fees.

industry

Setup Fees: Authorize.net generally advertises $0 setup fees for its plans.

2

Additional Chargeback Fees

high overage

Beyond Authorize.net's $25 chargeback fee, the merchant account provider may impose additional, unspecified chargeback fees.

industry

It's important to note that the merchant account provider may also impose additional chargeback fees, potentially increasing the overall cost.

3

PCI Non-Compliance Fines

critical compliance

Merchants face significant financial penalties ranging from $5,000 to $100,000 monthly for PCI non-compliance, plus additional processing fees of $10-$50 per month from credit card companies.

industry

Credit card companies may also impose additional processing fees of $10-$50 per month until compliance is achieved.

4

Account Updater Service

medium addon

The optional Account Updater service, which helps update card information, may incur additional costs not explicitly detailed.

industry

Account Updater: This optional service may incur additional costs.

5

Non-Qualified Transaction Surcharges

high overage

Merchants will be charged additional fees for transactions failing "qualified transaction" criteria, though the specific criteria and fees are not always explicitly disclosed.

industry

net's merchant service agreement indicates that if a card transaction fails to meet the criteria for a "qualified transaction," merchants will be charged fees applicable to non-qualified transactions, though the specific criteria and fees are not always explicitly disclosed on their website.

Frequently Asked Questions

01 What hidden costs should I budget for with Authorize.net?

Beyond the license fee, budget for: Setup Fee (Older Source) ($49); PCI Non-Compliance Fines ($5,000 to $100,000 monthly, $10-$50 per month). Exact totals depend on your deployment size and negotiated terms.

02 Does Authorize.net charge for implementation?

Authorize.net implementation is not included in the license cost. An older source from 2015 mentioned a $49 setup fee for the gateway, despite Authorize.net generally advertising $0 setup fees. Estimated impact: $49.

03 How much does Authorize.net support cost?

Premium support pricing for Authorize.net depends on your tier and contract terms. See the sourced cost breakdown above for any verified figures we have.

04 Are there overage or storage costs with Authorize.net?

Beyond Authorize.net's $25 chargeback fee, the merchant account provider may impose additional, unspecified chargeback fees.

05 What add-ons cost extra with Authorize.net?

Add-on pricing for Authorize.net varies by feature. The sourced cost breakdown above lists any verified add-on costs we have.

Now You Know the Real Cost — See Authorize.net Plans

Check current Authorize.net pricing

Prices and terms change; verify against the live pricing page.

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