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All Payoneer Plans & Pricing

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Processing over $50K USD monthly?
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Processing over $50K USD monthly?

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Payoneer uses custom pricing as of July 2026. Contact Payoneer directly for a personalized quote. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Payoneer offers 1 pricing tiers: Processing over $50K USD monthly?.

Compared to other payment processing software, Payoneer is positioned at the budget-friendly price point.

  • 19 documented hidden costs beyond list price
  • G2 rating: 3.2 out of 5 from 370 reviews (as of Jul 2026)
Last verified: | Sources: 1 pricing pages and reviews

How much does Payoneer cost?

Payoneer uses custom pricing across 1 plan. Contact Payoneer directly for a personalized quote. Plans include Processing over $50K USD monthly? (custom pricing).

Payoneer Pricing Overview

Payoneer uses custom pricing — contact their sales team for a quote. The Processing over $50K USD monthly? plan requires contacting sales for a custom quote.

There are at least 19 documented hidden costs beyond Payoneer's list price, including implementation, training, and add-on fees.

This pricing was last verified in June 12, 2026 from 1 independent source.

Request Payoneer Pricing

Payoneer offers custom pricing for businesses processing over $50K USD monthly. Contact Payoneer directly for specific pricing details related to your transaction volume.

How Payoneer Pricing Compares

Compare Payoneer pricing against top alternatives in Payment Processing.

Adyen $0.13-$0.4/month View pricing → Braintree $0.0259-$0.029/month View pricing → Checkout.com Custom pricing View pricing →

Compare Payoneer vs Alternatives

Before committing to Payoneer, compare pricing with these 3 alternatives in the same category.

VSAdyen
From $0.13/month

General users

Compare pricing
VSBraintree
From $0.0259/month

Small to mid-sized businesses

Compare pricing
VSCheckout.com
Custom

Businesses seeking a negotiated payment processing contract

Compare pricing

All Payoneer alternatives & migration guides

What Buyers Report Paying for Payoneer

Buyer-reported pricing
from $199/user/monthestimated range, 5 public sources

Payoneer is reported at around $199 per user per month, based on 5 public sources. This is an estimate, not an official quote. Payoneer's pricing for businesses is primarily transaction-based, rather than relying on a fixed starting price, per-seat, or per-user costs for its core payment processing services.

What Companies Actually Pay for Payoneer

Review scores
TrustRadius 7.8out of 10 (48)
Trustpilot 1.5out of 5 (63,187)
G2 3.2out of 5 (370)
Third-party review aggregates, as of Jul 2026

Score gap reflects platform demographics — G2 surveys verified business users; Trustpilot is open to all, skewing toward support complaints.

Top pricing complaints
High and excessive fees for both sending and receiving payments.Poor customer support experience, characterized by slow responses and unresolved issues.Payment issues, including high fees and account closures.Account blocking.

How Payoneer Pricing Compares

Software Starting Price Top Price
Payoneer Custom Custom
Adyen $0.13/month $0.4/month
Braintree $0.0259/month $0.029/month
Checkout.com Custom Custom
Dwolla Custom Custom
Square Free $149/month

Browse all Payment Processing pricing →

19 Payoneer Hidden Costs Beyond the List Price

Beyond the listed price, Payoneer has at least 19 documented hidden costs that can significantly increase total cost of ownership.

Watch for 19 hidden costs
  • Currency Conversion (Internal) 0.5% to 3.5%
    high 1 source
    industry "Payoneer's internal currency conversion fee ranges from 0.5% to 3.5%, depending on the operation and currency pair"
  • Currency Balance Transfer 0.5%
    medium 1 source
    industry "When moving money between currency balances within Payoneer (e.g., USD to EUR), the rate is 0.5% above the mid-market rate"
  • Cross-Currency Bank Withdrawal Markup 2%
    high 1 source
    industry "For withdrawals to a bank in a different currency, the markup can reach 2%"
  • Payoneer Card Cross-Currency Purchase 3.5%
    high 1 source
    industry "When using a Payoneer card for purchases in a different currency, a charge of up to 3.5% applies in addition to Mastercard's conversion rates"
  • Marketplace Payment Receiving 1%
    medium 1 source
    industry "Receiving Payments: * Payments from marketplaces like Upwork and Fiverr typically incur a 1% receiving fee"
  • Non-Local Currency Receiving Fee 1% (minimum $1.00 USD or equivalent)
    medium 1 source
    industry "Via a receiving account in a currency that is not your local currency: 1% (minimum fee of $1.00 USD or equivalent)."
  • ACH Bank Debit Receiving Fee 1%
    medium 1 source
    industry "From a payer using ACH bank debit (US only): 1%."
  • Local Bank Withdrawal Fee (Low Volume) $1.50 USD (or €1.50 EUR / £1.50 GBP)
    low 1 source
    industry "Withdrawal Fees: * To a local bank account (same currency as Payoneer balance): A fixed fee of $1.50 USD (or €1.50 EUR / £1.50 GBP) for monthly withdrawals under $50,000."
  • Receiving from other Payoneer customers
    low 1 source
    industry "Receiving Payments: * From other Payoneer customers: Generally free."
  • Receiving from marketplaces 1%
    medium 1 source
    industry "From marketplaces and integrated platforms (e.g., Upwork, Fiverr, Amazon): Fees vary by marketplace, but commonly incur a 1% receiving fee."
  • Receiving in local currency
    low 1 source
    industry "Via a receiving account in your local currency: Often free."
  • Receiving via ACH bank debit 1%
    medium 1 source
    industry "From a payer using ACH bank debit (US only): 1%."
  • Withdrawing to local bank (same currency) $1.50 USD or up to 0.5%
    medium 1 source
    industry "Via a receiving account in your local currency: Often free."
  • Small transfer withdrawal $4 (1% to 4%)
    high 1 source
    industry "Small transfers (under $400): May incur a fixed fee of $4 instead of $1.50, effectively a 1% to 4% charge on smaller amounts."
  • Withdrawal Fees $1.50, up to 0.5%, 1%, up to 2%, $4, 1% to 4%
    medium 1 source
    industry "For certain US customers, a fixed fee of $1.50 applies per withdrawal or payment up to $50,000 per month, after which a percentage-based fee of up to 0.5% applies"
  • Annual Account Fee $29.95 USD
    medium 1 source
    industry "Annual Account Fee: An annual account maintenance fee of $29.95 USD may be charged if an account receives less than $6,000 USD (or equivalent) in any 12 consecutive months"
  • Card-Related Fees $29.95, up to 3.5%, $3.15 USD / €2.50 EUR / £1.95 GBP, up to 1.8%, up to 3.5%, $1.00 USD / €0.87 EUR / £0.65 GBP, $12.95 USD / €9.95 EUR / £9.95 GBP
    medium 1 source
    industry "Card-Related Fees: Payoneer cards can have an annual fee of $29.95 for the first card if account activity is low"
  • Receiving Payments Fees up to 3.99% + $0.49 USD, 1%, up to 1%
    medium 1 source
    industry ", receiving payments from marketplaces and integrated platforms can vary by marketplace"
  • Intermediary Bank Fees
    high 1 source
    industry "Currency Conversion Fees: This is frequently cited as a significant "hidden cost." Payoneer applies a markup above the mid-market exchange rate, typically ranging from 0.5% to 3.5%, depending on the transaction type and currency pair"
Tip

Ask your Payoneer sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 4 independent sources
industry TrustRadius Enterprise reviews Trustpilot Consumer reviews G2 B2B reviews
Key claims include inline source attribution. Data verified against multiple independent sources. 20 source citations total.

Payoneer Contract Terms

Payoneer contracts do not auto-renew. Changes require advance notice. These terms are sourced from verified buyer experiences.

Contract Terms
Minimum Commitment $2,000 or $6,000 USD transaction volume per 12 months to waive the $29.95 USD annual fee.
Based on 1 verified source

Payoneer Pricing FAQ

01 Does Payoneer have a free plan?

Payoneer does not have a free plan.

02 What is the pricing for high-volume processing?

For businesses processing over $50K USD monthly, Payoneer offers custom pricing.

03 How can I get pricing for my business?

Businesses processing over $50K USD monthly should contact Payoneer directly for custom pricing information.

Is this pricing incorrect? — we'll verify and update it.