Quick Answer
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Acorns costs $3 to $12 per mo as of July 2026, with 3 plans available. Plans: Bronze at $3/mo, Silver at $6/mo, and Gold at $12/mo. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Acorns offers 3 pricing tiers: Bronze, Silver, Gold. Paid plans include Bronze at $3/mo, Silver at $6/mo, Gold at $12/mo.

Last verified: | Sources: 1 pricing pages and reviews
Know Before You Buy — See Acorns Plans

Acorns lists $3-$12/mo, but hidden costs like implementation and support add to the total as of July 2026. Key hidden costs: etf expense ratios, transfer-out fees, impact of flat fees on small balances. Verified from 1 sources by CostBench.

Hidden Costs Breakdown

1

ETF Expense Ratios

low addon

The underlying Exchange Traded Funds (ETFs) in Acorns portfolios have their own expense ratios, typically ranging from 0.04% to 0.22%.

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The pricing tiers are: * Bronze/Personal: $3 per month

2

Transfer-Out Fees

medium migration

If a user decides to transfer their investments from Acorns to another brokerage, a fee of $50 per ETF applies.

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Transfer-Out Fees: If a user decides to transfer their investments from Acorns to another brokerage, a fee of $50 per ETF applies.

3

Impact of Flat Fees on Small Balances

high overage

The flat monthly fee can represent a cost consideration for small balances.

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The pricing tiers are: * Bronze/Personal: $3 per month

4

Monthly Subscription Fees

high implementation

Acorns offers tiered plans: Bronze at $3 per month, Silver at $6 per month, and Gold at $12 per month.

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Monthly Subscription Fees: Acorns offers tiered plans: * Acorns Bronze: $3 per month

5

Acorns Early Lite Fee

low addon

If a user cancels their Acorns Gold plan but wishes to continue using Acorns Early, they will be charged a separate $8 per month.

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Acorns Early Lite Fee (if downgrading): If a user cancels their Acorns Gold plan, but wishes to continue using Acorns Early, they will be charged a separate $8 per month for an Acorns Early Lite subscription.

Frequently Asked Questions

01 What hidden costs should I budget for with Acorns?

Beyond the license fee, budget for: ETF Expense Ratios (0.04% to 0.22%); Transfer-Out Fees ($50 per ETF); Monthly Subscription Fees ($3, $6, $12 per month); Acorns Early Lite Fee ($8 per month). Exact totals depend on your deployment size and negotiated terms.

02 Does Acorns charge for implementation?

Acorns implementation is not included in the license cost. Acorns offers tiered plans: Bronze at $3 per month, Silver at $6 per month, and Gold at $12 per month.. Estimated impact: $3, $6, $12 per month.

03 How much does Acorns support cost?

Premium support pricing for Acorns depends on your tier and contract terms. See the sourced cost breakdown above for any verified figures we have.

04 Are there overage or storage costs with Acorns?

The flat monthly fee can represent a cost consideration for small balances..

05 What add-ons cost extra with Acorns?

Add-on pricing for Acorns varies by feature. The sourced cost breakdown above lists any verified add-on costs we have.

Now You Know the Real Cost — See Acorns Plans

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Prices and terms change; verify against the live pricing page.

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