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Albert costs $19.99 to $39.99 per mo as of July 2026, with 2 plans available. Plans: Budgeting at $19.99/mo, and Genius at $39.99/mo. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Albert offers 2 pricing tiers: Budgeting, Genius. Paid plans include Budgeting at $19.99/mo, Genius at $39.99/mo.

Last verified: | Sources: 1 pricing pages and reviews
Know Before You Buy — See Albert Plans

Albert lists $19.99-$39.99/mo, but hidden costs like implementation and support add to the total as of July 2026. Key hidden costs: genius subscription gating, instant advance transfer fee, optional cash advance tips. Verified from 1 sources by CostBench.

Hidden Costs Breakdown

1

Genius Subscription Gating

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Many core features, such as human financial advisors, automated savings, bill negotiation, and instant cash advances, are gated behind the 'Genius' subscription, leading users to unknowingly incur a recurring cost.

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This can lead users who initially download the app for a specific feature (like cash advances) to unknowingly incur a recurring cost.

2

Instant Advance Transfer Fee

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An 'Instant Advance Transfer Fee' of around $4.99 to $6.99 is charged for immediate delivery of funds to an external linked account, though this fee may be waived if users can wait a few days.

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Instant Advance Fees: Although Albert advertises "no interest or late fees" on cash advances, an "Instant Advance Transfer Fee" of around $4.99 to $6.99 is charged for immediate delivery of funds to an external linked account.

3

Optional Cash Advance Tips

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Users are often encouraged to leave an 'optional tip' for cash advances, which can add to the overall cost, such as a 15% tip on a $100 advance adding $15.

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This can lead users who initially download the app for a specific feature (like cash advances) to unknowingly incur a recurring cost.

4

Overdrafts from Automated Savings

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Albert's automated savings feature has been reported by some users to cause overdrafts in their linked bank accounts, leading to additional fees from their banks.

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Overdraft Fees: Albert's automated savings feature, designed to move small amounts of money into a savings account, has been reported by some users to cause overdrafts in their linked bank accounts, leading to additional fees from their banks on top of Albert's subscription.

5

Difficulty Canceling Subscription

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Users face difficulty when trying to cancel their Albert Genius subscription, often resulting in continued charges for services they no longer wish to use.

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This often results in continued charges for services they no longer wish to use.

Frequently Asked Questions

01 What hidden costs should I budget for with Albert?

Beyond the license fee, budget for: Instant Advance Transfer Fee ($4.99 to $6.99); Optional Cash Advance Tips (15%); Difficulty Canceling Subscription ($12.49, $19.99, $20, $32, or even $150 annually). Exact totals depend on your deployment size and negotiated terms.

02 Does Albert charge for implementation?

Implementation costs for Albert vary by deployment size and customization. Contact the vendor or check our sourced hidden-cost breakdown above for verified figures.

03 How much does Albert support cost?

Users face difficulty when trying to cancel their Albert Genius subscription, often resulting in continued charges for services they no longer wish to use.. Estimated impact: $12.49, $19.99, $20, $32, or even $150 annually.

04 Are there overage or storage costs with Albert?

Albert's automated savings feature has been reported by some users to cause overdrafts in their linked bank accounts, leading to additional fees from their banks..

05 What add-ons cost extra with Albert?

Add-on pricing for Albert varies by feature. The sourced cost breakdown above lists any verified add-on costs we have.

Now You Know the Real Cost — See Albert Plans

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