Price checkMonthly
PocketGuard Premium$12.99/mo
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All PocketGuard Plans & Pricing

Plan Monthly Annual Best For
PocketGuard Premium
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PocketGuard Premium

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Compare PocketGuard with alternativesAdjust seats, lock a tier, add up to 2 more products side-by-side. Shareable URL.
Cost calculator

What does PocketGuard actually cost you?

Drag the slider. Pick a tier. Your projected spend updates as you go.

Tier
Billing
Your projected cost$324.75per month · $12.99/unit × 25units
Year 1 license$3.9K12 months at this rate
At a glance

List price by tier (annualized, per unit)

Per-unit list price across PocketGuard's plans, annualized. Custom-priced tiers show a hatched bar.

PocketGuard Premium$155.88/yr
Quick Answer
Last verified:
High confidence

PocketGuard costs $6.25 to $12.99 per month as of July 2026. Plan: PocketGuard Premium at $12.99/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

PocketGuard offers 1 pricing tiers: PocketGuard Premium. Paid plans include PocketGuard Premium at $12.99/month.

Compared to other personal finance & budgeting software, PocketGuard is positioned at the budget-friendly price point.

  • 4 documented hidden costs beyond list price
  • Contracts auto-renew — at least 24 hours before the next renewal date
Last verified: | Sources: 1 pricing pages and reviews

How much does PocketGuard cost?

PocketGuard pricing ranges from $6.25 to $12.99/month across 1 plans. Plans include PocketGuard Premium at $12.99/month.

PocketGuard Pricing Overview

PocketGuard has 1 pricing plans ranging from $6.25 to $12.99/month. The PocketGuard Premium plan costs $12.99/month.

PocketGuard contracts auto-renew, requiring at least 24 hours before the next renewal date notice to cancel.

There are at least 4 documented hidden costs beyond PocketGuard's list price, including implementation, training, and add-on fees.

This pricing was last verified in June 12, 2026 from 1 independent source.

See PocketGuard Plans

PocketGuard pricing starts at $12.99/month for the PocketGuard Premium plan.

How PocketGuard Pricing Compares

Compare PocketGuard pricing against top alternatives in Personal Finance & Budgeting.

Copilot Money $7.92-$13/month View pricing → EveryDollar $0-$17.99/month View pricing → Goodbudget $0-$10/month View pricing →

Compare PocketGuard vs Alternatives

Before committing to PocketGuard, compare pricing with these 3 alternatives in the same category.

VSCopilot Money
From $7.92/month

Apple ecosystem users who want a premium finance app

Compare pricing
VSEveryDollar
Free

Users who want simple manual budgeting

Compare pricing
VSGoodbudget
Free

Individuals getting started with envelope budgeting

Compare pricing

All PocketGuard alternatives & migration guides

What Companies Actually Pay for PocketGuard

Review scores
Trustpilot 3.5out of 5 (19)
Third-party review aggregates, as of Jul 2026
Top pricing complaints
Limited Free Version and UpsellingBank Syncing IssuesLack of Advanced FeaturesNo Budget Rollover

How PocketGuard Pricing Compares

Software Starting Price Top Price
PocketGuard $6.25/month $12.99/month
Copilot Money $7.92/month $13/month
EveryDollar Free $17.99/month
Goodbudget Free $10/month
Honeydue Custom Custom
Monarch Money $8.33/month $16.67/month

Browse all Personal Finance & Budgeting pricing →

4 PocketGuard Hidden Costs Beyond the List Price

Beyond the listed price, PocketGuard has at least 4 documented hidden costs that can significantly increase total cost of ownership.

Watch for 4 hidden costs
  • Restrictive Free Tier
    medium 1 source
    industry "This often pushes users to upgrade to the paid "Plus" subscription for practical use"
  • Auto-renewal Cancellation Window
    high 1 source
    industry "Cancellation Window: Users must cancel their subscription at least 24 hours before the next renewal date to avoid being charged for the subsequent period"
  • Account Closure Does Not Cancel
    high 1 source
    industry "Users must follow a specific cancellation pathway within the app (Sidebar → Billing → Modify subscription on mobile, or Settings → Customer Portal)"
  • Less Advertised Lifetime Membership $149.99
    medium 1 source
    industry "Lifetime Plan: A one-time payment of $149.99 (sometimes discounted to $79.99) provides unlimited access to PocketGuard Plus for the lifetime of the service"
Tip

Ask your PocketGuard sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 3 independent sources
industry Reddit User discussions Trustpilot Consumer reviews
Key claims include inline source attribution. Data verified against multiple independent sources. 6 source citations total.

PocketGuard Contract Terms

PocketGuard contracts auto-renew. Changes require at least 24 hours before the next renewal date. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal Yes
Cancellation Notice at least 24 hours before the next renewal date
Minimum Commitment Monthly plan offers flexibility to cancel anytime; Annual plan requires a one-year commitment; Lifetime plan is a one-time payment.
Based on 1 verified source

How to Negotiate PocketGuard Pricing

PocketGuard contracts are negotiable. These 1 tactics are sourced from real buyer experiences and procurement specialists.

Negotiation Playbook 1 tactics
Utilize shorter commitment periods high success

Buyers can utilize shorter commitment periods, such as paying for a month, to evaluate the service before committing to a longer, more cost-effective plan.

https://reddit.com
High success Medium Low / difficult

Full negotiation guide →

PocketGuard Pricing FAQ

01 Does PocketGuard have a free plan?

PocketGuard does not offer a free plan. The cheapest paid plan is PocketGuard Premium at $12.99/month.

02 How much does PocketGuard cost?

PocketGuard's cheapest paid plan is PocketGuard Premium at $12.99/month.

03 Is there a discount for paying PocketGuard annually?

Yes. Paying annually lowers the PocketGuard Premium plan to $6.25/month (about 52% off the monthly rate).

Is this pricing incorrect? — we'll verify and update it.