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Clover POS uses custom pricing as of May 2026. Contact Clover POS directly for a personalized quote. The median contract is $500/year based on 25 verified purchases.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Clover POS offers 1 pricing tiers: Enterprise.

Compared to other retail pos software, Clover POS is positioned at the budget-friendly price point.

  • Median contract: $500/yr from 25 purchases
  • 2 documented hidden costs beyond list price
Last verified:

How much does Clover POS cost?

Clover POS uses custom pricing across 1 plan. Contact Clover POS directly for a personalized quote. Plans include Enterprise (custom pricing).

Clover POS Pricing Overview

Clover POS uses custom pricing — contact their sales team for a quote. The Enterprise plan requires contacting sales for a custom quote.

The median Clover POS customer pays $500/year based on 25 verified purchases.

There are at least 2 documented hidden costs beyond Clover POS's list price, including implementation, training, and add-on fees.

This pricing was last verified in May 17, 2026.

Request Clover POS Pricing

Clover POS, owned by Fiserv, uses a monthly subscription model with additional per-transaction processing fees. The system charges a flat rate per month for the base software, with extra costs for additional features. Credit card processing typically involves a flat fee per transaction plus a percentage of the sale amount, commonly around 3%. Pricing varies significantly based on whether you purchase through a bank, directly from Clover, or through a local independent representative, with local reps generally offering the most competitive rates.

How Clover POS Pricing Compares

Compare Clover POS pricing against top alternatives in Retail POS.

Lightspeed Retail $89-$289/month View pricing → Shopify POS $0-$89/location/month View pricing → Square POS $0-$149/month View pricing →

All Clover POS Plans & Pricing

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Enterprise

Request Clover POS Pricing
Compare Clover POS with alternativesAdjust seats, lock a tier, add up to 2 more products side-by-side. Shareable URL.

Compare Clover POS vs Alternatives

Before committing to Clover POS, compare pricing with these 3 alternatives in the same category.

VSLightspeed Retail
From $89/month

Independent retailers with single location needing essential day-to-day POS functionality

Compare pricing
VSShopify POS
Free

Entrepreneurs testing in-person sales or selling occasionally at pop-ups and markets

Compare pricing
VSSquare POS
Free

Small businesses and startups wanting free POS software with pay-per-transaction pricing

Compare pricing

All Clover POS alternatives & migration guides

What Companies Actually Pay for Clover POS

The median Clover POS buyer pays $500/year based on 25 verified purchase transactions.

What companies actually pay $500/yr Median across 25 community cost mentions
Review scores
Top pricing complaints
Unexpected credit card processing feesContract terms and commitmentsHigher costs when purchased through banks versus local representatives
Source: Community cost mentions (Reddit, Hacker News) — aggregated from 25 distinct user reports. Indicative only — not contract-grade data.

How Clover POS Pricing Compares

Software Starting Price Top Price
Clover POS Custom Custom
Lightspeed Retail $89/month $289/month
Revel Systems Custom Custom
Shopify POS Free $89/location/month
Square POS Free $149/month
Vend $119/outlet/month $299/outlet/month

Browse all Retail POS pricing →

2 Clover POS Hidden Costs Beyond the List Price

Beyond the listed price, Clover POS has at least 2 documented hidden costs that can significantly increase total cost of ownership.

Watch for 2 hidden costs
  • Credit Card Processing Fees 3% of transaction value
    high 2 sources
    Reddit "Toast, Square, Clover, etc typically charge a flat fee plus a percentage of each sale (e.g. $0.29[flat fee per card swipe] + $0.36[3% of $12] = $0.65)"
    Reddit "I see.. i feel like before Clover, we were not paying a credit card fee. Perhaps, business owners incorporated the fee into the pricing."
  • Feature Add-On Costs Variable per feature
    medium 1 source
    Reddit "Square charges a percentage of each card processed. Clover doesn't but they charge a flat rate per month and then if you want any extra features you pay more."
Tip

Ask your Clover POS sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 1 independent sources
Reddit User discussions
Key claims include inline source attribution. Data verified against multiple independent sources. 7 source citations total.

Clover POS Contract Terms

Clover POS contracts do not auto-renew. Changes require advance notice. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal No
Mid-Term Downgrade Not allowed
Payment Terms Monthly flat rate plus per-transaction fees
Note

Users report that going through local representatives instead of banks or Clover directly may provide more flexibility and better terms

Based on 1 verified source

How to Negotiate Clover POS Pricing

Clover POS contracts are negotiable. These 2 tactics are sourced from real buyer experiences and procurement specialists.

Negotiation Playbook 2 tactics
Use Local Representatives high success

Purchase through a local independent representative rather than going through a bank or directly through Clover. This approach reportedly provides better pricing and more flexible contract terms.

Reddit discussion from payment processor with 25 years experience
Avoid Long-Term Contracts medium success

Industry professionals recommend staying away from contracts when possible with Clover, suggesting month-to-month arrangements provide better flexibility.

Reddit processor recommendation
High success Medium Low / difficult

Full negotiation guide →

Clover POS Pricing FAQ

01 Is Clover the same as Cardpointe?

Yes, Clover and Cardpointe are both owned by the same parent company, Fiserv. This is important to know when comparing pricing and contract terms across different sales channels.

02 How does Clover's pricing model differ from Square?

Clover charges a flat monthly rate plus additional fees for extra features, whereas Square charges a percentage of each card processed without monthly fees. Square may be more cost-effective for businesses processing under $5,000 per month, while Clover's structure may benefit higher-volume merchants.

03 Should I buy Clover through my bank?

Industry professionals recommend purchasing through local independent representatives instead of banks or directly from Clover, as this typically results in better pricing and more favorable contract terms.

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