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Mercury costs Free to $350 per month as of July 2026, with 3 plans available including a free tier. Plans: Mercury (free), Mercury Plus at $35/month, and Mercury Pro at $350/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Mercury offers 3 pricing tiers: Mercury, Mercury Plus, Mercury Pro. A free plan is available. Paid plans include Mercury Plus at $35/month, Mercury Pro at $350/month. The Mercury Plus plan is growing businesses needing invoicing capabilities.

Mercury's sourced hidden costs add +6%–+17% on top of a $2,100/yr base license (about $2,230–$2,465/yr) as of July 2026. Key hidden costs: international payment fees, credit product deposit requirements. Verified from 6 sources by CostBench.

Hidden Costs Breakdown

1

International Payment Fees

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Mercury charges fees for international wire transfers and cross-border payments, which can be a significant cost for businesses with global operations or international suppliers.

trustpilot

Expensive fees for international payments.

2

Credit Product Deposit Requirements

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To access Mercury credit products such as business credit cards or lines of credit, the platform requires a significant upfront deposit, and the credit extended may be less than the amount deposited — effectively locking up capital.

trustpilot

Not beginner friendly, asks for a significant deposit to provide any credit products for the business. Does not even provide credit equal to the deposit.

Year-1 Cost

Annual license ($175/mo × 12) $2,100/yr
International Payment Fees ($25-$50) +$25–$50
Credit Product Deposit Requirements (5-15% of license costs) +$105–$315
Estimated Year-1 Total $2,230–$2,465
That's +6%–+17% on top of the base license, summed from the sourced hidden costs above. The median Mercury contract is $576/yr across 529 Vendr purchases.

Frequently Asked Questions

01 What hidden costs should I budget for with Mercury?

Beyond the license fee, budget for: International Payment Fees ($25-$50); Credit Product Deposit Requirements (5-15% of license costs). For a typical deployment that works out to roughly +6%–+17% on top of the base license ($2,100/yr → $2,230–$2,465/yr).

02 Does Mercury charge for implementation?

Implementation costs for Mercury vary by deployment size and customization. Contact the vendor or check our sourced hidden-cost breakdown above for verified figures.

03 How much does Mercury support cost?

Premium support pricing for Mercury depends on your tier and contract terms. See the sourced cost breakdown above for any verified figures we have.

04 Are there overage or storage costs with Mercury?

Overage and storage policies for Mercury depend on tier limits. Check the sourced cost breakdown above for verified data.

05 What add-ons cost extra with Mercury?

Add-on pricing for Mercury varies by feature. The sourced cost breakdown above lists any verified add-on costs we have.

Check current Mercury pricing

Prices and terms change; verify against the live pricing page.

See Mercury Pricing