Quick Answer
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Ramp costs Free to $15 per per user per month as of July 2026, with 3 plans available including a free tier. Plans: Free (free), and Plus at $15/per user per month. Enterprise pricing is available on request. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Ramp offers 3 pricing tiers: Free, Plus, Enterprise. A free plan is available. Paid plans include Plus at $15/month. The Plus plan is general users and teams.

Last verified: | Sources: 1 pricing pages and reviews
Know Before You Buy — Try Ramp Free

Ramp lists $0-$15/per user per month, but hidden costs like implementation and support add to the total as of July 2026. Key hidden costs: ramp requires a minimum of $75,000 in a us bank account to qualify for cards. the plus plan includes a platform fee based on team size in addition to the per-user cost. annual billing offers 20% discount. enterprise pricing is custom and requires contacting sales. all internal users with roles are billed on enterprise (external roles like guest, auditor, and accounting firm are not billed). card qualification and credit limits are based on corporate bank account balance and cashflow.. Verified from 1 sources by CostBench.

Hidden Costs Breakdown

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Ramp requires a minimum of $75,000 in a US bank account to qualify for cards. The Plus plan includes a platform fee based on team size in addition to the per-user cost. Annual billing offers 20% discount. Enterprise pricing is custom and requires contacting sales. All internal users with roles are billed on Enterprise (external roles like guest, auditor, and accounting firm are not billed). Card qualification and credit limits are based on corporate bank account balance and cashflow.

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