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Modern Treasury uses custom pricing as of July 2026. Contact Modern Treasury directly for a personalized quote. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Modern Treasury offers 1 pricing tiers: Custom Pricing.

Last verified: | Sources: 1 pricing pages and reviews
Know Before You Buy — Request Modern Treasury Pricing

Modern Treasury uses custom pricing, and hidden costs like implementation and support add to the quoted price as of July 2026. Contact the vendor for a quote. Hidden costs like implementation and support add significantly to the total. Key hidden costs: professional services, bank integration delays, internal development costs. Verified from 1 sources by CostBench.

Hidden Costs Breakdown

1

Professional Services

high addon

Professional services for bank integration, solutions architecture, and technical implementation are billed separately, require payment upfront, and include billable travel expenses and non-refundable unused monthly hours.

industry

Professional Services: Modern Treasury offers "Professional Services" for activities such as bank integration, solutions architecture, and technical implementation

2

Bank Integration Delays

medium implementation

Customers are solely responsible for meeting bank requirements and managing bank relationships, and slow bank responses can lead to delays or require scope changes in professional services.

industry

Bank Integration Challenges: While Modern Treasury assists with bank integrations, customers are solely responsible for meeting any bank requirements and managing their relationships with banks

3

Internal Development Costs

medium implementation

Companies may incur internal development costs for integrating with the platform and customizing workflows, despite Modern Treasury aiming to reduce the need for thousands of hours of in-house development.

industry

Internal Development Time: Modern Treasury estimates that building an in-house money movement solution comparable to theirs would require thousands of hours of developer time upfront, plus hundreds of hours annually for maintenance and operation

4

Compliance Operations Costs

medium compliance

Companies bear ultimate responsibility for compliance and may incur internal costs related to meeting specific regulatory requirements or managing their compliance operations, despite Modern Treasury's built-in compliance infrastructure.

industry

Bank Integration Challenges: While Modern Treasury assists with bank integrations, customers are solely responsible for meeting any bank requirements and managing their relationships with banks

5

Third-Party Payment and Bank Fees

high overage

Businesses will incur standard payment and bank fees based on the payment rails used, which are separate from Modern Treasury's platform charges and can vary significantly.

industry

Payment and Bank Fees: Beyond Modern Treasury's platform fees, businesses will incur standard payment and bank fees based on the payment rails used (e.g., ACH, wires, RTP/FedNow)

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