How to Negotiate Modern Treasury Pricing in 2026
What's negotiable on your Modern Treasury contract — and what isn't
Modern Treasury uses custom pricing as of July 2026. Contact Modern Treasury directly for a personalized quote. Pricing depends on your chosen tier, contract length, and negotiated discounts.
Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.
- Free tier: No free tier available
Modern Treasury offers 1 pricing tiers: Custom Pricing.
Modern Treasury pricing negotiability depends on its billing model. Modern Treasury uses custom pricing across its 1 tiers, so every quote is negotiated. Best times to negotiate: quarter-ends (Mar, Jun, Sep, Dec). Verified from 1 sources by CostBench.
Negotiation Tactics
Preparation
Thorough preparation, including understanding your ideal outcome and market value of services, is crucial.
Source: https://treasurers.org
Depersonalize Discussions
Depersonalizing discussions and focusing on the principles of the deal can lead to better outcomes.
Source: https://treasurers.org
Articulate Desires
Clearly articulate your desired outcomes at the negotiating table.
Source: https://treasurers.org
Active Listening
Allowing the other side to present their case and practicing 'ferocious listening' can provide valuable insights.
Source: https://treasurers.org
Volume Discount
As Modern Treasury's pricing is designed to scale with volume, increasing transaction volume can lead to decreased per-unit costs.
Source: https://moderntreasury.com
Highlight ROI Alignment
Highlighting how Modern Treasury's benefits align with your business goals and potential ROI can strengthen your negotiation position.
Source: https://moderntreasury.com
Threat of Alternatives
Being aware of alternatives like Stripe, NetSuite, or PayPal can provide leverage.
Source: https://moderntreasury.com
Best Times to Negotiate
Pro tip: The last week of each quarter has the best discounts. Sales teams are most motivated to close deals right before quotas reset.
Use These Alternatives as Leverage
Mentioning these alternatives during negotiation shows you've done your research and have real options:
Spreedly
Alternative to Modern Treasury in the same category
Marqeta
Alternative to Modern Treasury in the same category
Checkout.com for Enterprises
Alternative to Modern Treasury in the same category
What's Negotiable vs. Non-Negotiable
Usually Negotiable
| List price / per-user cost | High |
| Multi-year discount | High |
| Free months / extended trial | High |
| Premium support inclusion | Medium |
| Professional services fees | Medium |
| Payment terms (Net 60/90) | Medium |
| Price lock for renewals | Medium |
| Custom contract terms | Low |
Rarely Negotiable
- Core product features (available to all customers)
- Data security & compliance standards
- Basic SLA commitments
- Platform architecture or roadmap
Focus your negotiation energy on pricing, terms, and fees rather than trying to change core product features or compliance requirements.
Sample Negotiation Email
Subject: Modern Treasury Pricing Discussion - [Your Company Name] Hi [Sales Rep Name], We're evaluating Modern Treasury for [use case] and are impressed with the platform. We're ready to move forward, but need to align on pricing for our [X]-person team. Our budget for this category is $[amount], and we're comparing Modern Treasury with Spreedly. Given our readiness to commit to a multi-year contract, I'd like to discuss: • Discount for [2-3] year commitment • Fee waiver or credit • Fee waiver or credit • Price lock to prevent increases during contract term Can we schedule a call this week to finalize terms? Best, [Your Name]
Email Tips:
- Be specific: Mention exact user count and budget range
- Show alternatives: Name 1-2 competitors you're evaluating
- Bundle requests: Ask for multiple concessions at once
- Create urgency: Mention your timeline or decision deadline
Common Mistakes
- Accepting the first price offered
- Negotiating without competitive quotes
- Revealing your budget too early
- Signing at the beginning of a quarter
- Forgetting to negotiate renewal terms upfront
Frequently Asked Questions
01 Is Modern Treasury pricing negotiable?
Yes. Modern Treasury uses custom pricing across its 1 tiers, so every quote is negotiated. Leverage comes from deal size, contract length, and competing quotes.
02 When is the best time to negotiate with Modern Treasury?
End of quarter (March, June, September, December) and especially end of fiscal year. Sales reps are motivated to hit quotas and more willing to offer discounts to close deals.
03 What discounts can I expect from Modern Treasury?
We don't have verified Modern Treasury-specific discount data yet, so we won't quote a number. Modern Treasury uses custom pricing across its 1 tiers, so every quote is negotiated. Actual discounts depend on deal size, commitment length, and timing.
04 Should I use a procurement team or negotiate directly?
For deals over $50K annually, consider involving procurement or a buying group. They have experience negotiating software contracts and may get better terms. For smaller deals, negotiating directly works well.
05 What if Modern Treasury says the price is non-negotiable?
This is often a starting position. Ask to speak with a manager, mention you're evaluating competitors, or wait until quarter-end. If truly non-negotiable, negotiate on other terms like payment terms, support, or contract length.
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Prices and terms change; verify against the live pricing page.
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