All Stash Plans & Pricing

Plan Monthly Annual Best For
Starter
Stash+
View all features by plan (compare side-by-side)

Starter

Stash+

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Cost calculator

What does Stash actually cost you?

Drag the slider. Pick a tier. Your projected spend updates as you go.

Tier
Billing
Your projected cost$75per month · $3/unit × 25units
Year 1 license$90012 months at this rate
At a glance

List price by tier (annualized, per unit)

Per-unit list price across Stash's plans, annualized. Custom-priced tiers show a hatched bar.

Starter$36/yr
Stash+$144/yr
Quick Answer
Last verified:
High confidence

Stash costs $3 to $12 per month as of July 2026, with 2 plans available. Plans: Starter at $3/month, and Stash+ at $12/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Stash offers 2 pricing tiers: Starter, Stash+. Paid plans include Starter at $3/month, Stash+ at $12/month.

Compared to other personal finance & budgeting software, Stash is positioned at the budget-friendly price point.

  • 5 documented hidden costs beyond list price
  • Contracts auto-renew

How much does Stash cost?

Stash pricing ranges from $3 to $12/month across 2 plans. Plans include Starter at $3/month, Stash+ at $12/month.

Stash Pricing Overview

Stash has 2 pricing plans ranging from $3 to $12/month. The Starter plan costs $3/month. The Stash+ plan costs $12/month.

Stash contracts auto-renew.

There are at least 5 documented hidden costs beyond Stash's list price, including implementation, training, and add-on fees.

This pricing was last verified in June 12, 2026 from 1 independent source.

Stash pricing starts at $3/month for the Starter plan.

How Stash Pricing Compares

Compare Stash pricing against top alternatives in Personal Finance & Budgeting.

Compare Stash vs Alternatives

Before committing to Stash, compare pricing with these 3 alternatives in the same category.

All Stash alternatives & migration guides

What Companies Actually Pay for Stash

Review scores
Trustpilot 4.5out of 5 (6,000)
Third-party review aggregates, as of Jul 2026
Top pricing complaints
Account Lockouts and FreezesCustomer Service FrustrationsSubscription FeesWithdrawal and Transfer Delays

How Stash Pricing Compares

Software Starting Price Top Price
Stash $3/month $12/month
Copilot Money $7.92/month $13/month
EveryDollar Free $17.99/month
Goodbudget Free $10/month
Honeydue Custom Custom
Monarch Money $8.33/month $16.67/month

5 Stash Hidden Costs Beyond the List Price

Beyond the listed price, Stash has at least 5 documented hidden costs that can significantly increase total cost of ownership.

Watch for 5 hidden costs
  • ETF Expense Ratios
    medium 1 source
    industry "ETF Expense Ratios: Users are responsible for standard expenses included in the pricing of Exchange Traded Funds (ETFs) within their investment accounts."
  • Ancillary Service Fees
    low 1 source
    industry "Ancillary Service Fees: Additional fees may be charged by Stash or its custodian for various services."
  • Outgoing ACAT Transfer Fee $100 per account
    high 1 source
    industry "Outgoing ACAT Transfers: Transferring assets out of Stash to another brokerage via an Automated Customer Account Transfer Service (ACAT) incurs a fee of $100 per account."
  • Overdraft Fees (Linked External Account)
    medium 1 source
    industry "However, one source indicates users may be subject to overdraft fees if their linked external account lacks sufficient funds to cover transfers."
  • AUM Advisory Fee 0.25% annually
    medium 1 source
    industry "Assets Under Management (AUM) Advisory Fee: For Smart Portfolios with balances of $1,000 or more and Managed Retirement Accounts, Stash charges an additional 0.25% annually."
Tip

Ask your Stash sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 2 independent sources
industry Trustpilot Consumer reviews
Key claims include inline source attribution. Data verified against multiple independent sources. 6 source citations total.

Stash Contract Terms

Stash contracts auto-renew. Changes require advance notice. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal Yes
Based on 1 verified source

Stash Pricing FAQ

01 Does Stash have a free plan?

Stash does not offer a free plan. The cheapest paid plan is Starter at $3/month.

02 How much does Stash cost?

Stash's cheapest paid plan is Starter at $3/month.

Is this pricing incorrect? — we'll verify and update it.