Price checkMonthly
The Stash Plan$12/mo
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All Stash Plans & Pricing

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The Stash Plan

  • 24/7 financial guidance
  • Personalized investment plan
  • 3% retirement match
  • $10,000 life insurance policy
  • Stock-Back rewards
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Compare Stash with alternativesAdjust seats, lock a tier, add up to 2 more products side-by-side. Shareable URL.
Cost calculator

What does Stash actually cost you?

Drag the slider. Pick a tier. Your projected spend updates as you go.

Tier
Billing
Your projected cost$300per month · $12/unit × 25units
Year 1 license$3.6K12 months at this rate
At a glance

List price by tier (annualized, per unit)

Per-unit list price across Stash's plans, annualized. Custom-priced tiers show a hatched bar.

The Stash Plan$144/yr
Quick Answer
Last verified:
Medium confidence

Stash costs $12 to $12 per month as of September 2026. Plan: The Stash Plan at $12/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Stash offers 1 pricing tiers: The Stash Plan. Paid plans include The Stash Plan at $12/month. The The Stash Plan plan is individuals who want investing, budgeting tools, retirement features, and digital financial advice in one stash subscription.

Compared to other personal finance & budgeting software, Stash is positioned at the budget-friendly price point.

  • 5 documented hidden costs beyond list price
  • Contracts auto-renew
Last verified: | Sources: 2 pricing pages and reviews

How much does Stash cost?

Stash costs $12/month. Plans include The Stash Plan at $12/month.

Stash Pricing Overview

Stash has 1 pricing plans ranging from $12 to $12/month. The The Stash Plan plan costs $12/month, best for individuals who want investing, budgeting tools, retirement features, and digital financial advice in one stash subscription.

Stash contracts auto-renew.

There are at least 5 documented hidden costs beyond Stash's list price, including implementation, training, and add-on fees.

This pricing was last verified in September 8, 2026 from 2 independent sources.

See Stash Plans

Stash pricing is $12/month for The Stash Plan, covering investing, budgeting tools, retirement features, and digital financial advice in one subscription. Annual billing is listed at $108/year. There is no free plan; all access requires an active Stash subscription.

How Stash Pricing Compares

Compare Stash pricing against top alternatives in Personal Finance & Budgeting.

Copilot Money $7.92-$13/month View pricing → EveryDollar $0-$17.99/month View pricing → Goodbudget $0-$10/month View pricing →

Compare Stash vs Alternatives

Before committing to Stash, compare pricing with these 3 alternatives in the same category.

VSCopilot Money
From $7.92/month

Apple ecosystem users who want a premium finance app

Compare pricing
VSEveryDollar
Free

Users who want simple manual budgeting

Compare pricing
VSGoodbudget
Free

Individuals getting started with envelope budgeting

Compare pricing

All Stash alternatives & migration guides

What Companies Actually Pay for Stash

Review scores
Trustpilot 4.5out of 5 (6,000)
Third-party review aggregates, as of Sep 2026

How Stash Pricing Compares

Software Starting Price Top Price
Stash $12/month $12/month
Copilot Money $7.92/month $7.92/month
EveryDollar Free $17.99/month
Goodbudget Free $10/month
Honeydue Custom Custom
Monarch Money $8.33/month $16.67/month

Browse all Personal Finance & Budgeting pricing →

5 Stash Hidden Costs Beyond the List Price

Beyond the listed price, Stash has at least 5 documented hidden costs that can significantly increase total cost of ownership.

Watch for 5 hidden costs
  • ETF Expense Ratios
    medium 1 source
    industry "ETF Expense Ratios: Users are responsible for standard expenses included in the pricing of Exchange Traded Funds (ETFs) within their investment accounts."
  • Ancillary Service Fees
    low 1 source
    industry "Ancillary Service Fees: Additional fees may be charged by Stash or its custodian for various services."
  • Outgoing ACAT Transfer Fee $100 per account
    high 1 source
    industry "Outgoing ACAT Transfers: Transferring assets out of Stash to another brokerage via an Automated Customer Account Transfer Service (ACAT) incurs a fee of $100 per account."
  • Overdraft Fees (Linked External Account)
    medium 1 source
    industry "However, one source indicates users may be subject to overdraft fees if their linked external account lacks sufficient funds to cover transfers."
  • AUM Advisory Fee 0.25% annually
    medium 1 source
    industry "Assets Under Management (AUM) Advisory Fee: For Smart Portfolios with balances of $1,000 or more and Managed Retirement Accounts, Stash charges an additional 0.25% annually."
Tip

Ask your Stash sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 2 independent sources
industry Trustpilot Consumer reviews
Key claims include inline source attribution. Data verified against multiple independent sources. 6 source citations total.

Stash Contract Terms

Stash contracts auto-renew. Changes require advance notice. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal Yes
Based on 1 verified source

Stash Price History

Pricing changes CostBench has tracked for Stash, verified across 2 snapshots going back to 2026Q3.

  1. Stash tier restructure

    Changed from 2 to 1 pricing tiers

  2. Stash tier renamed

    "Starter" renamed to "The Stash Plan"

View Stash's full price history →

Stash Pricing FAQ

01 Does Stash have a free plan?

Stash does not offer a free plan. The cheapest paid plan is Starter at $3/month.

02 How much does Stash cost?

Stash's cheapest paid plan is Starter at $3/month.

03 What is the difference between Starter and Stash+?

Stash currently lists one paid subscription: The Stash Plan at $12/month or $108/year. It combines investing, budgeting tools, retirement features, and digital financial advice in a single plan. Check Stash's pricing page for the current feature-by-feature breakdown.

Is this pricing incorrect? — we'll verify and update it.