Quick Answer
Last verified:
High confidence

Stash costs $3 to $12 per month as of July 2026, with 2 plans available. Plans: Starter at $3/month, and Stash+ at $12/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Stash offers 2 pricing tiers: Starter, Stash+. Paid plans include Starter at $3/month, Stash+ at $12/month.

Last verified: | Sources: 1 pricing pages and reviews
Know Before You Buy — See Stash Plans

Stash lists $3-$12/month, but hidden costs like implementation and support add to the total as of July 2026. Key hidden costs: etf expense ratios, ancillary service fees, outgoing acat transfer fee. Verified from 1 sources by CostBench.

Hidden Costs Breakdown

1

ETF Expense Ratios

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Users are responsible for standard expenses included in the pricing of Exchange Traded Funds (ETFs) within their investment accounts, typically expressed as a percentage of the total investment.

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ETF Expense Ratios: Users are responsible for standard expenses included in the pricing of Exchange Traded Funds (ETFs) within their investment accounts.

2

Ancillary Service Fees

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Additional fees may be charged by Stash or its custodian for various services.

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Ancillary Service Fees: Additional fees may be charged by Stash or its custodian for various services.

3

Outgoing ACAT Transfer Fee

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Transferring assets out of Stash to another brokerage via an Automated Customer Account Transfer Service (ACAT) incurs a fee of $100 per account, noted as one of the higher fees in the micro-investing category.

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Outgoing ACAT Transfers: Transferring assets out of Stash to another brokerage via an Automated Customer Account Transfer Service (ACAT) incurs a fee of $100 per account.

4

Overdraft Fees (Linked External Account)

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Users may be subject to overdraft fees if their linked external account lacks sufficient funds to cover transfers, despite Stash generally stating it does not have banking overdraft charges.

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However, one source indicates users may be subject to overdraft fees if their linked external account lacks sufficient funds to cover transfers.

5

AUM Advisory Fee

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Stash charges an additional 0.25% annually for Smart Portfolios with balances of $1,000 or more and Managed Retirement Accounts.

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Assets Under Management (AUM) Advisory Fee: For Smart Portfolios with balances of $1,000 or more and Managed Retirement Accounts, Stash charges an additional 0.25% annually.

Frequently Asked Questions

01 What hidden costs should I budget for with Stash?

Beyond the license fee, budget for: Outgoing ACAT Transfer Fee ($100 per account); AUM Advisory Fee (0.25% annually). Exact totals depend on your deployment size and negotiated terms.

02 Does Stash charge for implementation?

Implementation costs for Stash vary by deployment size and customization. Contact the vendor or check our sourced hidden-cost breakdown above for verified figures.

03 How much does Stash support cost?

Premium support pricing for Stash depends on your tier and contract terms. See the sourced cost breakdown above for any verified figures we have.

04 Are there overage or storage costs with Stash?

Users may be subject to overdraft fees if their linked external account lacks sufficient funds to cover transfers, despite Stash generally stating it does not have banking overdraft charges..

05 What add-ons cost extra with Stash?

Add-on pricing for Stash varies by feature. The sourced cost breakdown above lists any verified add-on costs we have.

Now You Know the Real Cost — See Stash Plans

Check current Stash pricing

Prices and terms change; verify against the live pricing page.

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