Price checkPer transaction
Pay-as-you-go (2.7% + $0.30 per sale)FreeCustomCustom
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All Whop Plans & Pricing

Plan Monthly Annual Best For
View all features by plan (compare side-by-side)

Pay-as-you-go (2.7% + $0.30 per sale)

  • No monthly subscription fee — you are charged per transaction, not per month
  • 2.7% + $0.30 per successful domestic card or wallet transaction
  • +1.5% surcharge on international cards
  • +1% when currency conversion is required
  • ACH debit: 1.5%, capped at $5 per transaction
  • Financing (Klarna, Afterpay): 15% per transaction
  • 3% platform fee on sales gated by Discord, Telegram or TradingView automations
  • Hosted checkout, subscriptions and recurring billing
  • Whop marketplace listing and discovery
  • Built-in affiliate program with seller-set commission rates
  • Payouts by ACH, wire, Venmo or crypto (per-payout fee varies by method)

Custom

  • Volume-based rate negotiation
  • Country-specific rates
  • Dedicated account manager
  • Requires contacting sales
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Quick Answer
Last verified:
High confidence

Whop costs Free to Free per transaction as of September 2026, with 2 plans available including a free tier. Plan: Pay-as-you-go (2.7% + $0.30 per sale) (free). Custom pricing is available on request. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Try Whop Free

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Whop offers 2 pricing tiers: Pay-as-you-go (2.7% + $0.30 per sale), Custom. The Custom plan is high-volume sellers whose processing volume justifies negotiated rates.

Compared to other community platforms software, Whop is positioned at the budget-friendly price point.

  • 14 documented hidden costs beyond list price
Last verified: | Sources: 4 pricing pages and reviews

How much does Whop cost?

Whop offers 2 pricing plans, starting with a free tier and scaling to custom enterprise pricing. Plans include Pay-as-you-go (2.7% + $0.30 per sale) (free), Custom (custom pricing).

Whop Pricing Overview

Whop has 2 pricing plans, including a free tier. Paid plans range from $0 to $0/transaction. The Pay-as-you-go (2.7% + $0.30 per sale) plan is free and is best for creators and sellers who want zero fixed cost and are willing to pay a percentage of every sale. The Custom plan requires contacting sales for a custom quote and is designed for high-volume sellers whose processing volume justifies negotiated rates.

There are at least 14 documented hidden costs beyond Whop's list price, including implementation, training, and add-on fees.

This pricing was last verified in August 10, 2026 from 4 independent sources.

Try Whop Free

Whop does not charge a monthly subscription. It is priced entirely per transaction: 2.7% + $0.30 on a successful domestic card or wallet payment, with +1.5% on international cards and +1% when currency conversion is required. On top of that, sales gated by a Discord, Telegram or TradingView automation carry a 3% platform fee — which is most Whop sellers, so the realistic domestic rate is around 5.7% + $0.30 per sale.

That structure makes the cost of Whop a function of revenue rather than a line on a bill. An account with no sales costs $0, which is why it suits creators starting out; at higher revenue the percentage keeps scaling where a flat-fee competitor would not. The costs that surprise sellers are downstream of the headline rate: per-payout withdrawal fees from $2.50 to $23.00, 15% on financing payments, $15.00 per dispute, and optional metered layers such as tax remittance at 2% per transaction. High-volume sellers can contact sales for negotiated volume rates.

How Whop Pricing Compares

Compare Whop pricing against top alternatives in Community Platforms.

Bettermode $399-$1750/month View pricing → Circle $89-$199/month View pricing → Common Room (community intelligence) $2500-$2500/mo View pricing →

Compare Whop vs Alternatives

Before committing to Whop, compare pricing with these 3 alternatives in the same category.

VSBettermode
From $399/month

SaaS companies looking to launch a branded community

Compare pricing
VSCircle
From $89/month

Creators and coaches building professional communities with courses and paid memberships

Compare pricing
VSCommon Room (community intelligence)
From $2500/mo

Compare pricing

All Whop alternatives & migration guides

What Companies Actually Pay for Whop

Review scores
Trustpilot 1.5out of 5 (24)
Third-party review aggregates, as of Sep 2026
Top pricing complaints
Account suspended without clear reason, with full balance held for 90 daysAI-only support with no viable path to human escalationDispute resolution consistently rules against buyers and legitimate sellersPayment processing technical issues unresolvable through AI support

Whop Year 1 Total Cost by Company Size

Real deployment costs including licenses, implementation, training, and admin — not just the sticker price.

Side-project Discord ($2,000/mo, 40 sales) $1,542 Year 1 total

A paid Discord community selling a $50/month membership to 40 domestic members, withdrawing once a month by next-day ACH.

Full-time creator ($10,000/mo, 200 sales) $7,680 Year 1 total

A course-and-community seller doing $10,000/month across 200 domestic card sales, gated by Discord, withdrawing weekly by next-day ACH.

Global seller ($10,000/mo, 200 sales, half international) $9,180 Year 1 total

The same $10,000/month, but 100 of the 200 sales are international cards requiring currency conversion.

Calculated from docs.whop.com/fees (2.7% + $0.30 card, $2.50 ACH payout) and the 3% automation platform fee

How Whop Pricing Compares

Software Starting Price Top Price
Whop Custom Custom
Bettermode $399/month $1750/month
Circle $89/month $199/month
Discourse Free $500/month
Hivebrite $895/month $1995/month
Khoros Communities Custom Custom

Browse all Community Platforms pricing →

14 Whop Hidden Costs Beyond the List Price

Beyond the listed price, Whop has at least 14 documented hidden costs that can significantly increase total cost of ownership.

Watch for 14 hidden costs
  • 3% Platform Fee on Community-Gated Sales 3% of every gated sale
    high 2 sources
    industry "Platform fee (automations) 3% Sales with Discord, Telegram, or TradingView gating"
    industry "If you're using Whop to gate a Discord server or Telegram group (which most Whop sellers do), that 3% applies to every sale"
  • Cross-Border and Currency Conversion Surcharges +1.5% international, +1% FX
    medium 2 sources
    vendor "+1.5% for international cards"
    vendor "+1% if currency conversion is required"
  • Per-Payout Withdrawal Fees $2.50-$23.00 per payout, or 4-5% + $1 for instant
    medium 3 sources
    industry "Payout (next-day ACH) $2.50 per payout Each withdrawal to US bank"
    industry "Payout (instant) 4% + $1.00 Instant bank deposit"
    industry "Payout (bank wire) $23.00 International wire transfer"
  • Financing Payments Cost 15% 15% per financed transaction
    high 1 source
    vendor "15%"
  • Dispute and Fraud-Tooling Charges $15 per dispute, $29 per alert
    medium 2 sources
    vendor "Dispute handling: $15.00 per dispute"
    vendor "Early Dispute Alert (RDR): $29.00 per alert"
  • Optional Revenue and Tax Layers Add Percentage Points +0.5% to +2% per layer enabled
    medium 3 sources
    vendor "Orchestration: 0.8% per transaction (when enabled)"
    vendor "Tax & remittance: 2% per transaction (when tax collected)"
    vendor "Affiliate processing: 1.25% per transaction"
  • Fund Holds During Compliance Review Cash-flow delay; holds reported at 120+ days
    high 3 sources
    industry "The bigger concern is fund holds...some creators report 120+ day holds during compliance checks, with limited communication about when funds will be released."
    Trustpilot "I am writing this review after my funds have been withheld for over 207 days. My account maintained a flawless 0.00% dispute rate with zero chargebacks."
    Trustpilot "Whop suspended my seller account some time ago. When I asked about the balance sitting in my account, I was told I would need to wait 90 days from my last payment before the funds could be released."
  • Processing Fees Are Not Returned on Refunds Full transaction fee lost on every refund
    medium 1 source
    Trustpilot "I tried to refund a client and they don't let you do that unless you add more of your money because the fee can't be reimbursed apparently."
  • Account Suspension With the Balance Locked Entire unwithdrawn balance at risk
    high 3 sources
    Trustpilot "Business suspended for false reason “fraudulent payment activity” two hours after staff said everything looked great and we could scale"
    Trustpilot "be careful, don't use whop. they take your balance and suspend your account without any warning and their communication is horrible, takes days to respond, with no solution at all."
    Trustpilot "Account was suspended with no reason given, it's been 2 weeks and still no response from customer support."
  • Funds Frozen During Account Review (Up to 90 Days) 100% of balance inaccessible for up to 90 days
    critical 5 sources
    Trustpilot "After reviewing it, I was told my funds would be held for 90 days before I could withdraw them."
    Trustpilot "4000 USD stolen!!!! I have been selling digital courses with Whop and they have not paid out my balance. My account has been in a frozen state for weeks and just says "pending verification that sohuld take 1-2 business days"."
    Trustpilot "My balance payout was blocked for a "review" of card transactions, even though every transaction is fully visible on their end and I provided all the information they asked for."
    Trustpilot "They freeze your money after accepting it, then they leverage AI to put you in a support loop so you don't actually get your money, that's what I am in and they are fine with because that's how they make money"
    Trustpilot "When there were only 5–7 days left before the 3-month holding period was completed, they suddenly banned my account altogether, again claiming that I had violated their Terms and Conditions."
  • Automatic Tax Collection Errors 5-25% of transaction value
    medium 1 source
    Trustpilot "Whop defaulted to an incorrect service type (digital products rather than live services – an odd choice for a calendar booking app) and then automatically charged tax to my client based on their country of residence."
    Trustpilot "in addition to the incorrect tax collected from the client, I was charged $7 in processing fees for a $100 transaction."
  • Clarity Pay BNPL Fee (20%) 20%
    high 1 source
    Trustpilot "This company is terrible. No support, confusing interface. I emailed their support and an AI chat told me the wrong info. That their Clarity Pay BNPL fee is 15%. Not True, its 20%. They wouldnt honor it. Moving all my volume away from this merchant."
  • 90-Day Fund Hold on Account Suspension $500-$40,000
    critical 3 sources
    Trustpilot "they immediately locked my account and stated they are holding my hard-earned money for 90 days. This is nothing but a loophole to steal cash flow from independent merchants under the completely fake excuse of "dispute protection.""
    Trustpilot "they held our money for 90 days sayi g its in reserve after the 90 days passed they suspended our account for fraud !!"
    Trustpilot "I was told my funds would be held for 90 days before I could withdraw them."
  • AI-Only Support — No Guaranteed Human Escalation $500-$10,000
    high 3 sources
    Trustpilot "Avoid at all cost. This company is run by a ai. Speaking to a human is virtually impossible. They ai customer service will not answer your questions and will not escalate to a human for resolution."
    Trustpilot "However there is no way to contact anyone, either through AI or the chatbot. It keeps giving me the same stupid troubleshooting answers everytime and does not want to redirect me to a human, it think I am some kind of idiot."
    Trustpilot "It took almost a month before I finally reached someone from their team who actually reviewed my account."
Tip

Ask your Whop sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 3 independent sources
industry vendor Trustpilot Consumer reviews
Key claims include inline source attribution. Data verified against multiple independent sources. 41 source citations total.

Whop Contract Terms

Whop contracts do not auto-renew. Changes require advance notice. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal No
Mid-Term Downgrade Not allowed
Payment Terms Pay-as-you-go; 2.7% + $0.30 per sale deducted at transaction time; no monthly commitment required
Price Escalation No published price escalation schedule; Custom plan rates are individually negotiated
Based on 2 verified sources

How to Negotiate Whop Pricing

Whop contracts are negotiable. These 5 tactics are sourced from real buyer experiences and procurement specialists.

Negotiation Playbook 5 tactics
Drop the access automation if you do not need it high success

The 3% platform fee only attaches to sales gated by Discord, Telegram or TradingView. If you deliver by email, a hosted course or a license key instead, that 3% disappears — a larger saving than anything you are likely to negotiate off the card rate.

https://www.ruzuku.com/learn/articles/whop-pricing
Batch your payouts and never use instant high success

Next-day ACH is a flat $2.50 while instant deposit is 4% + $1.00. Withdrawing monthly instead of daily on $10,000/month turns roughly $400 in instant fees into $2.50. This costs nothing to change and needs no vendor approval.

https://docs.whop.com/fees
Ask for volume rates once you are consistently processing medium success

Whop's own pricing page offers country-specific rates, volume discounts and a dedicated account manager to businesses that contact sales. The published 2.7% + $0.30 is a rack rate, not a fixed one — if you are doing five figures a month, the card rate is the number to negotiate first because it applies to every sale.

https://whop.com/network/pricing/
Turn off the metered layers you are not using medium success

Orchestration (0.8%), billing automation (0.5%) and tax remittance (2%) are billed per transaction only when enabled. Audit which are actually switched on — each one is a percentage point off every sale, and they are easy to leave running after a trial.

https://docs.whop.com/fees
Negotiate Custom Rate for High Volume medium success

Whop offers a Custom pricing tier for high-volume sellers. If your monthly gross merchandise volume is substantial, contact their sales team directly to negotiate a reduced transaction fee below the standard 2.7% + $0.30. Come prepared with your projected monthly sales figures.

CURRENT TIER DATA
High success Medium Low / difficult

Full negotiation guide →

Whop Pricing FAQ

01 How much does Whop cost per month?

Whop has no monthly subscription fee. You pay per transaction instead: 2.7% + $0.30 on a successful domestic card or wallet payment, plus a 3% platform fee if the sale is gated by a Discord, Telegram or TradingView automation. An account with no sales costs $0.

02 What is Whop's total effective fee?

For a typical domestic sale gated by Discord, the stack is 2.7% + $0.30 processing plus the 3% platform fee, so roughly 5.7% + $0.30. International cards add 1.5% and currency conversion adds 1%, taking a global sale to about 8.2% + $0.30 before payout fees.

03 Does Whop have a free plan?

There is no paid plan to avoid — Whop is free to sign up for, list products on and set up, and charges nothing until you make a sale. There is no free allowance on sales themselves: every transaction carries the processing fee, and gated sales also carry the 3% platform fee.

04 What does it cost to withdraw money from Whop?

Payout fees are charged per withdrawal and depend on the method: $2.50 for next-day ACH, 4% + $1.00 for instant bank deposit, 5% + $1.00 for Venmo or crypto, and $23.00 for a bank wire. Batching withdrawals into one monthly ACH is the cheapest option.

05 Does Whop still take a 30% marketplace commission?

No. Whop removed the 30% marketplace commission in May 2025. Sales that come from marketplace discovery now pay the same fees as sales you drive yourself.

06 Is Whop cheaper than Skool or Patreon?

It depends on volume. Whop has no monthly fee but takes roughly 5.7% + $0.30 of a gated sale, while Skool charges $9 or $99 per month. At low revenue Whop is cheaper because there is no fixed cost; at high revenue a flat monthly fee wins, since a percentage keeps scaling. Whop is well below Patreon's headline creator-plan rates in most configurations.

07 Does Whop charge a monthly fee?

No. Whop's Pay-as-you-go plan has no monthly fee. You only pay 2.7% + $0.30 per sale. However, if you use Whop's built-in access automations for Discord, Telegram, or TradingView gated products, an additional 3% platform fee applies to those sales. Payout withdrawal fees are also charged separately per withdrawal.

08 What is the effective total fee per transaction on Whop?

The base fee is 2.7% + $0.30 per sale on the Pay-as-you-go plan. For products using Discord, Telegram, or TradingView access automations, an additional 3% platform fee applies, bringing the effective rate to approximately 5.7% + $0.30 for those transactions. Payout fees are charged separately when you withdraw funds.

09 Can Whop freeze my seller funds?

Yes. Multiple sellers report that Whop can freeze payout balances during account reviews, which can last up to 90 days. Reviews can be triggered without advance notice, and accounts have been permanently banned even after completing a hold period. During a freeze, sellers cannot withdraw their balance.

10 How do I reach a human at Whop support?

Multiple users report that Whop's first line of support is an AI agent, and accessing a human representative is difficult, particularly during account suspensions or fund holds. Some sellers report waiting weeks before receiving a meaningful human response, even when reaching out via social media channels.

11 Does Whop handle sales tax automatically?

Yes, Whop automatically collects tax based on buyer country of residence. However, at least one seller reports that Whop defaulted to an incorrect product classification (digital products instead of live services), causing incorrect tax to be charged. If tax is collected incorrectly, the AI support agent may not be able to resolve the issue, and the seller may need to refund the tax from their own earnings.

12 Does Whop offer lower fees for high-volume sellers?

Yes. Whop offers a Custom pricing tier for high-volume sellers with negotiated rates. Contact Whop's sales team directly with your monthly volume projections to discuss terms.

13 What is Whop's Clarity Pay BNPL fee?

Clarity Pay, Whop's buy-now-pay-later option, charges a 20% fee on the BNPL transaction value. Whop's AI support has reportedly quoted this incorrectly as 15% — the actual rate is 20%, and Whop has declined to honor the lower figure when raised by sellers.

14 What happens to my funds if my Whop account is suspended?

Based on multiple seller reports, Whop holds your full account balance for up to 90 days when an account is suspended for fraud review or policy violations. After the hold period, accounts may remain permanently suspended rather than reinstated. Reaching a human support agent to appeal is reported to be extremely difficult.

15 Can I get a lower transaction rate than 2.7% + $0.30?

Yes, but only through Whop's Custom plan, which requires direct negotiation with Whop. The Custom plan is not self-serve — there are no published thresholds or rate schedules. Contact Whop directly when your monthly transaction volume makes the standard per-sale fee material to your business.

Is this pricing incorrect? — we'll verify and update it.