Price checkPer mo
Travel$299/moCards & Expenses$449/moAccounts Payable$349/mo
See all 4 plans

All Payhawk Plans & Pricing

Plan Monthly Annual Best For
Travel
Cards & Expenses
Accounts Payable
Procurement
View all features by plan (compare side-by-side)

Travel

Cards & Expenses

Accounts Payable

Procurement

See Payhawk Plans
Compare Payhawk with alternativesAdjust seats, lock a tier, add up to 2 more products side-by-side. Shareable URL.
Cost calculator

What does Payhawk actually cost you?

Drag the slider. Pick a tier. Your projected spend updates as you go.

Tier
Billing
Your projected cost$7.5Kper month · $299/unit × 25units
Year 1 license$90K12 months at this rate
At a glance

List price by tier (annualized, per unit)

Per-unit list price across Payhawk's plans, annualized. Custom-priced tiers show a hatched bar.

Travel$3.6K/yr
Cards & Expenses$5.4K/yr
Accounts Payable$4.2K/yr
Procurement$6.0K/yr
Quick Answer
Last verified:
High confidence

Payhawk costs $299 to $499 per mo as of July 2026, with 4 plans available. Plans: Travel at $299/mo, Cards & Expenses at $449/mo, Accounts Payable at $349/mo, and Procurement at $499/mo. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Payhawk offers 4 pricing tiers: Travel, Cards & Expenses, Accounts Payable, Procurement. Paid plans include Travel at $299/mo, Cards & Expenses at $449/mo, Accounts Payable at $349/mo.

Compared to other expense management software, Payhawk is positioned at the premium price point.

  • 6 documented hidden costs beyond list price
  • Contracts auto-renew — one month's notice, but all amounts owed for the remaining duration of the current subscription period must still be paid
  • G2 rating: 4.5 out of 5 from 892 reviews (as of Jul 2026)
Last verified: | Sources: 1 pricing pages and reviews

How much does Payhawk cost?

Payhawk pricing ranges from $299 to $499/mo across 4 plans. Plans include Travel at $299/mo, Cards & Expenses at $449/mo, Accounts Payable at $349/mo, Procurement at $499/mo.

Payhawk Pricing Overview

Payhawk has 4 pricing plans ranging from $299 to $499/mo. The Travel plan costs $299/mo. The Cards & Expenses plan costs $449/mo. The Accounts Payable plan costs $349/mo. The Procurement plan costs $499/mo.

Payhawk contracts auto-renew, with a 3-year contract minimum commitment, and annual price increases of 22%.

There are at least 6 documented hidden costs beyond Payhawk's list price, including implementation, training, and add-on fees.

This pricing was last verified in June 13, 2026 from 1 independent source.

See Payhawk Plans

Payhawk offers multiple plans for businesses. The available plans are Travel, Cards & Expenses, Accounts Payable, and Procurement. All plans are billed monthly.

How Payhawk Pricing Compares

Compare Payhawk pricing against top alternatives in Expense Management.

BILL Spend & Expense $0-$89/free View pricing → Brex $0-$12/per user per month View pricing → Expensify $0-$9/per user per month View pricing →

Compare Payhawk vs Alternatives

Before committing to Payhawk, compare pricing with these 3 alternatives in the same category.

VSBILL Spend & Expense
Free

General users and teams

Compare pricing
VSBrex
Free

General users and teams

Compare pricing
VSExpensify
Free

Individuals using New Expensify for basic receipt scanning, payments, and chat

Compare pricing

All Payhawk alternatives & migration guides

What Companies Actually Pay for Payhawk

Review scores
Trustpilot 4.4out of 5 (278)
G2 4.5out of 5 (892)
Third-party review aggregates, as of Jul 2026
Top pricing complaints
Physical card shipment can take 10-12 days.Difficulty entering categories in the Payhawk app, which complicates expense categorization and validation.Occasional integration issues that disrupt workflow.Some users have described account management as "shoddy".

How Payhawk Pricing Compares

Software Starting Price Top Price
Payhawk $299/mo $499/mo
Brex Free $12/per user per month
BILL Spend & Expense Free $89/free
Expensify Free $9/per user per month
Navan Custom Custom
Ramp Free $15/per user per month

Browse all Expense Management pricing →

6 Payhawk Hidden Costs Beyond the List Price

Beyond the listed price, Payhawk has at least 6 documented hidden costs that can significantly increase total cost of ownership.

Watch for 6 hidden costs
  • Fees for complex integrations/customizations
    medium 1 source
    industry "These may include fees for complex integrations or customizations, migration services from legacy systems, and training for employees"
  • Migration services
    medium 1 source
    industry "These may include fees for complex integrations or customizations, migration services from legacy systems, and training for employees"
  • Employee training
    low 1 source
    industry "These may include fees for complex integrations or customizations, migration services from legacy systems, and training for employees"
  • Cash advance commission €2
    low 1 source
    industry "Payhawk aims for transparency regarding its card commissions and costs, offering a fixed commission of €2 for cash advances through ATMs globally, regardless of the amount"
  • Currency exchange fees
    medium 1 source
    industry "They also note that additional currency exchange fees apply for transactions made in currencies different from the corporate card's currency, though they claim to offer competitive exchange rates, up to four times better than traditional banks"
  • Travel Agent module booking fee 3%
    medium 1 source
    industry "Payhawk also offers a "Travel Agent" module which charges a SaaS fee based on predicted travel spend and a 3% booking fee per trip, though cashback on card spend can sometimes offset this fee"
Tip

Ask your Payhawk sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 3 independent sources
industry Trustpilot Consumer reviews G2 B2B reviews
Key claims include inline source attribution. Data verified against multiple independent sources. 10 source citations total.

Payhawk Contract Terms

Payhawk contracts auto-renew. Changes require one month's notice, but all amounts owed for the remaining duration of the current subscription period must still be paid. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal Yes
Cancellation Notice one month's notice, but all amounts owed for the remaining duration of the current subscription period must still be paid
Minimum Commitment 3-year contract
Price Escalation 22%
Based on 1 verified source

How to Negotiate Payhawk Pricing

Payhawk contracts are negotiable. These 3 tactics are sourced from real buyer experiences and procurement specialists.

Negotiation Playbook 3 tactics
Thoroughly review pricing and terms high success

One CEO reported a significant disparity between the sales presentation and actual cost, advising others to "think carefully before signing with Payhawk and have all pricing and contractual terms thoroughly reviewed before committing".

https://softwareadvice.com
Scrutinize contract flexibility high success

A buyer reported being "locked into a very restrictive 3-year contract with little to no flexibility".

https://softwareadvice.com
Clarify price increase clauses high success

One user reported a 22% price increase mid-way through their contract, which they deemed "not reasonable and trustworthy".

https://trustpilot.com
High success Medium Low / difficult

Full negotiation guide →

Payhawk Pricing FAQ

01 What is the cheapest plan?

The cheapest plan is Travel at $299.0 per month.

02 What are the available plans and their monthly prices?

The available plans are Travel at $299.0 per month, Accounts Payable at $349.0 per month, Cards & Expenses at $449.0 per month, and Procurement at $499.0 per month.

03 Does Payhawk offer a free plan?

Payhawk does not offer a free plan.

Is this pricing incorrect? — we'll verify and update it.