Quick Answer
Last verified:
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Brex costs Free to $12 per user per month as of September 2026, with 3 plans available including a free tier. Plans: Essentials (free), and Premium at $12/per user per month. Custom pricing is available on request. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Brex offers 3 pricing tiers: Essentials, Premium, Enterprise. A free plan is available. Paid plans include Premium at $12/user/month. The Premium plan is mid-sized companies looking to scale.

Yes, Brex offers a forever free plan as of September 2026. The free tier includes 10 features with limits on usage. Paid plans start at $12/user/month (Premium). Pricing verified from 2 sources by CostBench.

Forever Free

Brex's free plan is available indefinitely with no time limit.

What's Included in the Free Plan

  • Global card acceptance and 1 local card program
  • AI-powered custom rules
  • Up to two entities (1 global entity)
  • Accounting integrations
  • Local currency wires
  • Travel booking (free on Essentials)
  • Real-time reporting
  • Brex API access
  • Bill pay
  • Reimbursements

What's NOT Included (Paid Only)

  • Everything in Essentials plus:
  • Multiple, customizable expense policies (category rules, role-based policy exceptions, and auto-approval rules)
  • Dynamic expense review chains
  • AI-powered compliance audit detection and insights
  • Advanced approvals with dynamic Spend Limit approval chains
  • Multi-entity (US & International)
  • Customizable ERP integrations and HRIS integrations
  • VAT documentation
  • Group travel and advanced travel rules
  • Live budgets

You'll Need to Upgrade When...

  • You exceed the user limit
  • You need features like Everything in Essentials plus: or Multiple, customizable expense policies (category rules, role-based policy exceptions, and auto-approval rules)
  • You require premium support or SLA guarantees
  • You need to remove branding or watermarks
  • You need advanced integrations or API access

Hidden Restrictions on Free Plan

  • ! Brex branding may appear on your content or communications
  • ! Support is limited to community forums or email with longer response times
  • ! Export options may be restricted or include watermarks
  • ! API access is typically limited or not available
  • ! Advanced reporting and analytics require paid plans

Free vs Paid: Which Do You Need?

Free Plan is Enough If...

  • You're an individual or very small team
  • You need only basic features
  • You don't mind usage limits
  • Branding on output is acceptable
  • Community support is sufficient

Free vs Premium Plan Comparison

Essentials $0
Features 10 included 10+ included
Support Community/Email Priority Support
Branding Brex branding Your branding
Best For Startups and growing companies Mid-sized companies looking to scale

Frequently Asked Questions

01 Is Brex free?

Yes, Brex offers a forever free plan with 10 core features included. However, there are limits on users and features that may require upgrading.

02 What's included in Brex's free plan?

Brex's free plan includes: Global card acceptance and 1 local card program, AI-powered custom rules, Up to two entities (1 global entity), Accounting integrations, Local currency wires, and 5 more features. Key limits include basic usage caps.

03 What's NOT included in Brex's free plan?

The free plan excludes: Everything in Essentials plus:, Multiple, customizable expense policies (category rules, role-based policy exceptions, and auto-approval rules), Dynamic expense review chains, AI-powered compliance audit detection and insights, Advanced approvals with dynamic Spend Limit approval chains. You'll also have Brex branding and limited support options.

04 When should I upgrade from Brex's free plan?

Consider upgrading when: you hit user or storage limits, need features like Everything in Essentials plus: or Multiple, customizable expense policies (category rules, role-based policy exceptions, and auto-approval rules), require premium support, or want to remove branding. The cheapest paid plan starts at $12/user/month.

05 Is Brex's free plan really free forever?

Yes, Brex's free plan is available indefinitely with no time limit. However, feature and usage limits may restrict what you can do without upgrading to a paid plan.

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